Every once in a while a car insurance company pops up with a totally innovative concept and for parents who worry about their inexperienced teens driving, Autosaint uses telematics technology as a solution. The company (a trading name of Fresh Insurance Services Group Ltd.) created Autosaint for young drivers to get the cover they need at affordable rates.
The parent company was established in 2002 but in 2011, Autosaint was conceived to provide a savings on car insurance for young drivers. With two offices, one in Bracknell and one in Redditch, the company now employs more than 160 people who work to provide cover for younger drivers and to cater to their lifestyle driving needs.
This brings them into the telematics arena where that little box can communicate with the insurance provider to inform them of the driver’s habits, good and bad. The ‘black box’ installed by the insurer also makes it easier to recover a stolen vehicle because of the GPS capabilities. Not only can parents be assured their young person’s driving habits will be recorded but they can also achieve peace of mind in knowing that the device is there in case of theft.
Autosaint does not mandate daytime driving hours where so many other insurers insist on this condition. With the online personal dashboard, policyholders have the ability to improve their driving skills.
Autosaint is a privately owned insurance company that works closely with big names in the industry. The company has been working over the past few years to provide a better experience and a wider range of insurance products. With a panel of experts from Markerstudy, Aviva, Sabre and Covea, they have been able to fit insurance products to the needs of young drivers whilst offering highly competitive premiums.
With more than 40,000 young drivers being insured, Autosaint’s mission statement is to offer ‘innovative brokering alongside traditional values.’ Fresh Group offers other niche products in the insurance market under brands such as Ladybird, InsureOK, First for Insurance and of course the parent company, Fresh Insurance Group. With telematics recording key driving skills such as speed, acceleration and braking as well as the location of the vehicle, Autosaint cover is where technology meets the road.