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Carrot insurance

Carrot Black box

0333 355 0316

Whilst Carrot is another in the growing line of insurance companies specialising in young drivers, Carrot does have benefits which other insurers aren’t yet dabbling with. Like those other companies, Carrot does make use of telematics (also known as a black box) to keep track of a young person’s driving style. But, for the most part, this is where the similarity ends.

When using the i-box, their name for the telematics device, you can expect such things as speed, braking and acceleration to be recorded and transmitted back to their central computer. This data will be analysed and there are various outcomes that can transpire. If you are scored highly, you can expect cash back via the Carrot Card you are issued.

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Carrot understands the hardship of costly car insurance, especially premiums paid by young drivers, so they have established other ways to earn cash back each quarter. Not only will young drivers get a monetary reward for safe driving, but they are also incentivised with a monetary award on their Carrot Card for each young driver who takes a Carrot car insurance policy.

The concept is simple — the i-box is installed just behind the dashboard, by an authorised Carrot technician. Drivers are then scored on the safety of their driving, and can earn rewards for careful motoring.

With the ever-increasing cost of insurance, having the ability to earn real money back every three months is a nice feature and one that is earning Carrot a higher customer base as time goes on. Their aim is to provide car insurance to young and inexperienced drivers at competitive rates whilst also offering them money back that they can spend as they see fit. With a Facebook app and a decent following of friends, many young drivers look to boost their pocket money by making referrals.

There is no getting around the fact that you must have valid car insurance, so customers choosing Carrot like the fact that they can earn as they drive.

Black box provider


Box type

Black box (also known as telematics or pay-as-you-go) insurance policies offer personalised premiums based on how you drive.

Your insurer will measure how safely you drive by using a small device fitted to your car. This will track your mileage as well as factors like acceleration, braking, and the times you drive, so your insurer can take these factors into account when working out the cost of your premiums.

Features of the Carrot black box policy:

- Fitted black box device

- No curfews (however night time driving may affect your driving score)

- Theft tracking capabilities

- Premium refunds available if good driving is demonstrated

Opening hours

  • Monday to Friday: 8.30am - 5.30pm
  • Saturday: 9am - 1pm

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