Black box (also known as telematics or pay-as-you-go) insurance policies offer personalised premiums based on how you drive.
Your insurer will measure how safely you drive by using a small device installed in your car. This will record your mileage as well as factors like acceleration, braking, and the times you drive, so your insurer can take these factors into account when working out the cost of your renewal premiums.
A dash cam is a small camera you attach to the dashboard or windscreen of your car, which records the driver's view of each journey. Insurers can accept dash cam footage as evidence when processing claims — this makes it easier to determine the cause of the accident and which party was at fault, and can also speed up the claims process.
Features of the Masterquote Vision policy:
- Black box device with integrated dash cam
- No curfews
- Theft tracking capabilities
- Premium fixed throughout the policy term (unless changes are made to the policy)