Black box (also known as telematics or pay-as-you-go) insurance policies offer personalised premiums based on how you drive.
Your insurer will measure how safely you drive by using a small device fitted to your car, or an app installed on your phone. This will track your mileage as well as factors like acceleration, braking, and the times you drive, so your insurer can take these factors into account when working out the cost of your premiums.
Features of the Policywise Telematics policy:
- Fitted black box device
- No curfews (however night time driving may affect your driving score)
- Theft tracking capabilities
- Accident alert system
- Premium can increase based on consistent dangerous driving