Black box (also known as telematics or pay-as-you-go) insurance policies offer personalised premiums based on how you drive.
Your insurer will measure how safely you drive by using a small device you can plug into your car. This will track your mileage as well as factors like acceleration, braking, and the times you drive, so your insurer can take these factors into account when working out the cost of your renewal premiums.
Features of the Smartdriverclub Insurance policy:
- Self-installed black box device
- No curfews (however night time driving may affect your driving score)
- Theft tracking capabilities
- Accident alert system
- Premium fixed throughout the policy term (unless changes are made to the policy)