Only Smart Drivers at Swinton car insurance

Only Only Smart Drivers at Swinton provides three types of cover:

All three policies use telematics to record how many miles you drive in your car. It is important that you advise as best to your knowledge when setting up the policy what is the maximum amount of miles you will drive during the year as this will effect the price of your premiums.

The GPS records where your car is parked overnight, therefore when you buy your insurance policy it is also important to advise correctly where your car will be parked overnight the majority of the time otherwise there might be an additional premium to pay.

Only Smart Drivers at Swinton does not offer a multi-car insurance discount.

Taking out a multi-car insurance policy can help reduce your insurance costs: 

Only Smart Drivers at Swinton does not offer temporary insurance.

The Only Smart Drivers at Swinton (Aviva) policy has the following features:

Breakdown cover is provided by RAC as an optional extra.

Only Smart Drivers at Swinton will pay £2,500 if you or your partner suffer accidental bodily injury or death in direct connection with your car or while getting into, out of or travelling in any other motor vehicle, not belonging to you or hired to you under a hire purchase agreement.

Your vehicle is covered for damage or breakage of glass in your vehicle. Your no claims discount is not affected by windscreen claims but you might have to pay an excess.

Only Smart Drivers at Swinton will pay for loss or damage to personal belongings caused by fire, theft or accidental means while the personal belongings are in or on your car. The maximum amount payable for any one incident is £150.

If your car is involved in an accident, Only Smart Drivers at Swinton will contribute up to £100 per child seat towards the cost of a replacement even if there is no apparent damage.

Your Only Smart Drivers at Swinton policy allows you to drive in any country within the European Union, for up to one month in any one trip.

Legal expenses cover is not always automatically included in your policy.

If your car is hit by someone who is not insured, you will not lose your no claims bonus or have to pay an excess.