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WiseDriving car insurance

WiseDriving provides telematics car insurance for drivers who are considered high risk, young or low-mileage motorists.

How good is WiseDriving car insurance?

Defaqto rating: 4/5 stars

Defaqto awarded WiseDriving four out of five stars for all its policies.

Note: Not all Defaqto products with the same star ratings have the same covers and terms.

Trustpilot rating: 3.7/5 stars

Trustpilot has given WiseDriving a rating of 3.7 out of 5 stars and a rating of 'average', based on more than 2,900 reviews.


About WiseDriving car insurance

WiseDriving offers black box car insurance (also known as telematics cover) which uses GPS technology to monitor the way in which you drive. 

In most cases, a small box will be fitted to the inside of your car – usually underneath your dashboard – and it will collect vital information about the quality of your driving. 

It looks at four key areas of driving – braking, acceleration, speed and the time of day that you are on the road.

It uses this information to create a Driving Behaviour Score (DBS) which will push the cost of your premiums either up or down.

The safer you drive, the higher your score. The higher the score, the cheaper your car insurance.

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Contact Uswitch: 0800 688 8557

WiseDriving car insurance policies

WiseDriving car insurance cover - what's included?

What is WiseDriving insurance best for?

If you are considered a higher risk driver looking to bring down the cost of your premiums

Complaints data

The Financial Ombudsman Service received 54 motor insurance complaints about IG04, which owns the WiseDriving brand. That was 1% of all complaints to the Ombudsman. To put that in context, 67 firms had 10 or more complaints each and those totalled 4,550 complaints. Nearly 200 firms had fewer than 10 each, sharing just 479 complaints between them.

Get a car insurance quote

See a range of car insurance quotes in just a few minutes when you compare with Uswitch