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Compare third-party car insurance quotes

Get a quote in minutes and you could pay £1,344.07* or less on third-party only insurance

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*51% of customers received a quote of £1,344.07 or less for Third Party Only Insurance between Oct and Dec 2020, when using our journey via

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Find the third-party, fire and theft insurer that suits you

Get a detailed insight into the top TPFT insurance providers or cast your net wider by viewing all car insurance companies...
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Hastings direct car insurance

Hastings Direct car insurance provider


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Tesco Bank

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Can you get cheaper third party, fire and theft insurance?

If you answer yes to all these questions it could be...

Do you have a low value car?

Remember TPFT insurance won't pay out to replace or repair your car if you cause the accident so don't risk an expensive car.

Do you keep your car on the road?

Third party only cover will not pay out if your car is stolen or damaged in a break-in so third party, fire and theft might be better.

Have you checked if comprehensive quotes are dearer?

It may seem obvious that comprehensive quotes are more expensive but often that's not the case. Check all types of cover first.

Do you only need the bare minimum of cover?

If you don't need any additional cover, such as breakdown insurance, windscreen cover or key care, check third party, fire and theft prices.

What is third-party, fire and theft cover?

It’s a legal requirement to have motor insurance if you own a car, even if it’s parked on your drive. Third-party, fire and theft (TPFT) is one of three options open to you. It sits between comprehensive, the most rigorous level of cover, and third-party only, the most basic. 

Unlike comprehensive cover, TPFT won’t pay out if you’re injured or your car is damaged or written off following an incident that you’re responsible for, but it will protect other people and their property. 

Find out more about TPFT car insurance

Explore our guides

Find in-depth information on everything you need to know about comparing third-party, fire and theft car insurance and switching your cover.

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