British Airways is better known for flights than credit cards, but a BA credit card can offer you Airmiles to put towards your next trip.
uSwitch Limited is a credit broker, not a lender, for consumer credit products.
uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.
British Airways credit cards are cards offered by American Express that allow you to earn British Airways Avios rewards points whenever you spend money on the card.
Owning a British Airways credit card also entitles you to a number of other benefits offered by BA themselves and American Express.
British Airways credit cards are especially good for people who travel a lot, as they offer some great benefits when you fly and you can also redeem your Avios points for free flights and more travel rewards.
However, they are also well suited to anyone who is interested in earning Avios points and uses a credit card, so even if you only fly occasionally the BA credit card can still be a good option.
Avios is the name given to reward points with British Airways. Members of the British Airways Executive Club can collect these when they fly, but the British Airways credit card range allows you to collect them when you make any kind of purchase.
With your Avios points, you can earn free return flights to all kinds of destinations served by BA, beginning with a free return flight to a European destination when you have 9000 points.
With the standard British Airways credit card you earn Avios points for every £1 you spend on your credit card.
There are also bonuses, such as an introductory bonus of Avios credit, and some special promotions from time to time that let you collect even more points as you use your card.
You can also get complementary supplementary cards on your account for your family, so when they spend money you also accrue Avios.
As an American Express card, any card in the British Airways credit cards range gives you access to the American Express Invites scheme, which means that you can buy tickets to major concerts and events before they go on sale.
Some British Airways credit cards also automatically enrols you into the BA Executive Club, which comes with plenty of benefits of its own, such as priority when you are on the waiting list for standby seats.
You may also get travel accident insurance on any trip where you bought your ticket with your BA card, and access to the Global Assist services, which offers assistance to travellers 24 hours a day by phone in their own language.
As well as travel related benefits some British Airways credit cards also gives you purchase protection, a form of insurance where anything you buy on your card will be replaced or repaired, or you will be refunded the value up to £2,500, if it is damaged, stolen or lost within 90 days of you buying it.
All in all, the British Airways credit card is a very good choice for people who are interested in BA rewards and would like an American Express card.
While perfect for regular travellers because of the travel related benefits, it can also a good credit card in its own right even for those who fly less frequently.
We compare credit over 100 credit cards from all of the major banks and credit card providers.
However, we do not compare all the credit cards that are available in the UK.
This is because some credit card providers have offers that are only available exclusively through their own website or branch, or through other comparison websites - in the same way some credit cards are exclusively available through uSwitch.
There are also many credit cards that are only available to people in member organisations and clubs.
Android Pay is a phone app that allows you to use your Android OS phone as a contactless credit card Following in the footsteps of Apple, Google launched their much anticipated ‘digital wallet’ app Android Pay in the UK on 18 May 2016. You can link the app to your credit and debit cards and […]
There are several fees and charges related to credit cards that you should be aware of and try to avoid If you use a credit card sensibly and know how to avoid all the potential credit charges and fees, they can be a versatile financial asset giving you everything from the best foreign exchange rates to […]
If you make the minimum repayment on your credit card every month, eventually you will find yourself paying back less and less each month until you finally clear all of the debt. But bear in mind that sticking to the credit card’s minimum payment option can be one of the most expensive ways to manage […]
Credit cards with interest free periods are a useful way to get some breathing space with your borrowing, allowing you to put off paying interest for as long as just over three years. There are three types of credit cards offering 0% interest: 0% purchase cards – cards that charge no interest on new purchases […]
Even if you’re on top of your money there are a few surprising things that can damage your finances. We take a closer look at some of the unexpected things that affect your financial wellbeing and some surprising actions that can come back to haunt you. Can parking fines stop you buying a house? If you have a […]
New research from uSwitch has discovered that almost two thirds of us overspent this summer, spending on average £491.78 more each. Poor exchange rates made holidays expensive Nearly half said the plunging pound had pushed up their holiday costs. With everyday items pricier and accommodation bills more than expected. Many holidaymakers slipped into debt to cover […]
Getting into unsustainable debt is frighteningly easy – a few months of irresponsible spending can land you with a debt of tens of thousands that could take years to pay back. Most people experience problem debts at some point in their lives, and it can be difficult to get the situation back under control. Many people borrow money […]
Use this guide to find essential information about how to get out of debt, including ways to reduce debt and how to get help if you’re having debt problems. If you’re starting to feel overwhelmed by your debts, you’re unable to pay them off, or there’s an increasing risk of being taken to court by the people that you […]
Debt consolidation loans are one way of dealing with overwhelming debts – read our guide to learn more What is loan consolidation? – Loan consolidation is borrowing one large loan to pay off all your other loans Is a debt consolidation loan right for me? – If you are struggling to meet your current monthly […]