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Ocean Finance credit cards

While best known for their loans and mortgage brokering, Ocean Finance also offer a credit card amongst other financial products for people with a less than perfect credit history.

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  2. It won't affect your credit score
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Ocean Credit Card MasterCard

Ocean Credit Card MasterCard

Ocean Credit Card MasterCard

  • Manage your account online and with your phone
  • 60 second eligibility QuickCheck that will not affect your credit score
  • Suitable for people looking to rebuild their credit profile
    • More info
34.9% APR
Representative (variable)
Representative APR (variable)
—
% interest on transfers
—
%interest on purchases
More info
Can I get this card?
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To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • be able to show some history of managing credit

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable)

Ocean Finance credit cards

Ocean Finance provides a full range of borrowing facilities to eligible customers throughout the United Kingdom. These include insurance products, mortgages, and personal loans as well as credit cards. Ocean is a trading name of Intelligent Lending Limited. They are also an appointed representative of Think Loans and Mortgages Limited. Both companies are registered by the Financial Conduct Authority.

As of 2014, they had more than a quarter of a million customers.

Ocean Finance has been in existence since 1991, and they aim to be a one-stop-shop for UK financial products.

The company provides service online and via the telephone. Ocean specialise in providing credit to people who may otherwise not have been able to obtain it without going to a payday loan company. The Ocean credit card is designed to be straightforward, easy to apply for, and easy to manage. Applicants must be 18 or over and on the electoral roll to apply, and their credit history will be taken into consideration alongside other factors.

uSwitch Limited is a credit broker, not a lender, for consumer credit products.

uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.