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You have up to % eligibility on 0 cards

Check your eligibility for credit cards

  • 1Improve your chances of being accepted
  • 2It won't affect your credit score
  • 3It's quick, free and easy

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Fluid 9 month Balance Transfer Credit Card

Fluid 9 month Balance Transfer Credit Card
29.9% APR
Representative APR (variable)
Minimum credit limit
Maximum credit limit
Representative example: When you spend £1,200 at a rate of 29.94% (variable) per annum, your representative APR is 29.90% APR (variable)
Card details
  • All approved cardholders get a nine-month balance transfer offer
  • 0% on balance transfers for 9 months (4% fee).
  • Any introductory balance transfer offer must be made within the first 60 days of account opening for new customers.
  • Free text alerts
  • Flexible payment dates
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a current UK bank or building society account
  • not be registered bankrupt in the last 18 months or have proceedings
  • have no CCJs (past 12 months)
  • not have taken out a marbles, opus or aqua card in the past 12 months

Additional criteria for acceptance from the lender may apply.

Barclaycard Forward Credit Card

Barclaycard Forward Credit Card
34.9% APR
Representative APR (variable)
Minimum credit limit
Maximum credit limit
Representative example: When you spend £1,200 at a rate of 34.90% (variable) per annum, your representative APR is 34.90% APR (variable)
Card details
  • The rate shown here is the rate you will receive if you are accepted for the card
  • 3 months 0% on purchases
  • Manage your account with text alerts and build your credit score
To get this card you must at least:
  • be a permanent UK resident
  • be 18 years or over
  • not already hold a Barclaycard credit card
  • be employed and earning at least £3000 annually
  • not have had any Individual Voluntary arrangements, County Court Judgements and must not have been declared bankrupt

Additional criteria for acceptance from the lender may apply.

uSwitch Limited is a credit broker, not a lender, for consumer credit.

Our services are provided at no cost to you, but we may receive a commission from the companies we refer you to.

Frequently asked questions

Frequently asked questions

What is a credit card eligibility checker?

Our eligibility checker uses the information you have provided to run a ‘soft’ credit check to estimate the likelihood of you being accepted for a credit card. Unlike applying for a credit card, it doesn’t leave a mark on your credit file as an application for credit.

Who can use this service?

You can check your eligibility for credit cards if you are over 18 and currently have a valid UK address.

To get the most accurate results you will typically need at least three years of address history, but there may be some cards available to you if you have less than this.

How does it work?

We run the information you provide via our soft credit checking partners HD Decisions and Capital One. They cross reference a profile based on your information with the acceptance criteria of different credit cards.

Your information is kept securely and will be used in accordance with our terms of use and privacy policy, HD Decisions' terms of use and Capital One's terms of use.

Is an eligibility check the same as a 'hard' credit check?

It is not the same as a formal application for credit, meaning using this tool won’t be flagged to potential lenders as an application on your credit report.

Our eligibility checker uses a soft credit check, which means it will look at the information you’ve provided and information on your credit report to estimate your credit score.

This also means we can only provide an estimate of your eligibility for a credit card and cannot guarantee acceptance or rejection.

Why do you need my personal and employment details?

Your age, name and address are used to verify your identity and match it up to your credit file.

As credit card providers care about the security of your income, employment status is used as a rough indicator of this.

Some cards have minimum income requirements. To avoid inaccurate probability results, please ensure this is accurate.

How long are my results valid for?

Your eligibility results are estimates based on information pulled from your credit profile on the day you perform the check. However these estimates may become less accurate as time passes, especially if you do anything that might affect your credit score.

Our soft credit checking partners (HD decisions and Capital One) refresh the information they use to estimate your eligibility on a monthly basis.

So, if you are looking at results that are a few weeks old, you should probably start again and do a new eligibility check to get more accurate results.

If you have any pre-approved results, these are only valid for 24 hours from when you first complete the eligibility check.

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