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Our best credit card deals

  • Virgin Money 23 Month All Round Credit Card
  • Virgin Money Travel Credit Card
  • Virgin Money 29 Month Balance Transfer Credit Card
  • Virgin Money 24 Month Balance Transfer Credit Card APR 27.9%
  • MBNA 0% Transfers and Purchases Card
  • MBNA Long 0% Money Transfer Card
  • Virgin Money 20 Month All Round Credit Card APR 27.9%
  • MBNA Low Fee 0% Balance Transfer Card
  • MBNA Long 0% Balance Transfer Card
  • Virgin Money 27 Month Balance Transfer Credit Card

Transfer money from your credit card to your bank account. You could use it to pay off overdrafts, loans or to get access to cash

Good for

  • Accessing money to pay for something in cash
  • Paying off expensive overdrafts or loans

Look out for

  • Money transfer fees
  • High interest rates if not paid in full

No eligible cards found

Currently we're unable to find any cards that you might be eligible for. You can try checking your details to make sure everything is correct and try again

Edit your details

We've found 20 cards

Results are accurate when you first visit this page. If you come back later, your results might not be valid

Virgin Money All Round Card

Virgin Money 23 Month All Round Credit Card

0% guaranteed to get this card

We do not have enough information to give you an eligibility score

You can still apply. But we are unable to tell you your chance of getting this card.

This might be because:

  • The details provided in the eligibility check do not match the details on your credit report.
  • The lender has not shared enough information about the acceptance criteria for this card.

To check your eligibility you’ll need to go to the provider’s site.

Length of 0% interest on money transfers

You’ll avoid paying any interest if you clear your debt during this interest free period.

23 months
Money transfer fee

This is the cost of transferring money from your money transfer credit card to your bank account.

It’s a percentage of the total amount you want to transfer.

0%
Representative APR (variable)

Annual percentage rate (APR)

This is the total cost of borrowing over a year. It includes interest on any remaining debt and standard fees.

The APR will not affect you if you pay off your debt in full each month or within a 0% introductory offer.

You might not get the advertised APR.

The actual rate will depend on your individual financial situation. It will be set after you apply.

21.9% APR
Card details
  • 23 months 0% for balance transfers, money transfers and 20 months 0% for purchases
  • 2.9% balance transfer fee
  • 4% money transfer fee
  • 20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms Apply. Exclusive access to Virgin Money's high street customer lounges in Cardiff, Edinburgh, Glasgow, London Haymarket, Manchester, Norwich and Sheffield.
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Clydesdale Bank PLC

Additional criteria for acceptance from the lender may apply.

Virgin Money 30 Month Balance Transfer Credit Card image 0

Virgin Money Travel Credit Card

0% guaranteed to get this card

We do not have enough information to give you an eligibility score

You can still apply. But we are unable to tell you your chance of getting this card.

This might be because:

  • The details provided in the eligibility check do not match the details on your credit report.
  • The lender has not shared enough information about the acceptance criteria for this card.

To check your eligibility you’ll need to go to the provider’s site.

Length of 0% interest on money transfers

You’ll avoid paying any interest if you clear your debt during this interest free period.

12 months
Money transfer fee

This is the cost of transferring money from your money transfer credit card to your bank account.

It’s a percentage of the total amount you want to transfer.

0%
Representative APR (variable)

Annual percentage rate (APR)

This is the total cost of borrowing over a year. It includes interest on any remaining debt and standard fees.

The APR will not affect you if you pay off your debt in full each month or within a 0% introductory offer.

You might not get the advertised APR.

The actual rate will depend on your individual financial situation. It will be set after you apply.

21.9% APR
Card details
  • 12 months 0% on purchases
  • 12 months 0% balance transfer (2% transfer fee)
  • 12 months on money transfers (4% transfer fee)
  • No fees on overseas purchases, 5% off Virgin Holidays - Terms Apply
  • Accepted worldwide in all Mastercard locations
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Clydesdale Bank PLC

Additional criteria for acceptance from the lender may apply.

Virgin Money 30 Month Balance Transfer Credit Card image 0

Virgin Money 29 Month Balance Transfer Credit Card

0% guaranteed to get this card

We do not have enough information to give you an eligibility score

You can still apply. But we are unable to tell you your chance of getting this card.

This might be because:

  • The details provided in the eligibility check do not match the details on your credit report.
  • The lender has not shared enough information about the acceptance criteria for this card.

To check your eligibility you’ll need to go to the provider’s site.

Length of 0% interest on money transfers

You’ll avoid paying any interest if you clear your debt during this interest free period.

20 months
Money transfer fee

This is the cost of transferring money from your money transfer credit card to your bank account.

It’s a percentage of the total amount you want to transfer.

0%
Representative APR (variable)

Annual percentage rate (APR)

This is the total cost of borrowing over a year. It includes interest on any remaining debt and standard fees.

The APR will not affect you if you pay off your debt in full each month or within a 0% introductory offer.

You might not get the advertised APR.

The actual rate will depend on your individual financial situation. It will be set after you apply.

21.9% APR
Card details
  • 29 months 0% on balance transfers (3% transfer fee)
  • 20 months 0% on money transfers (4% transfer fee)
  • 3 months 0% on purchases
  • 20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms Apply. Exclusive access to Virgin Money's high street customer lounges in Cardiff, Edinburgh, Glasgow, London Haymarket, Manchester, Norwich and Sheffield.
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Clydesdale Bank PLC

Additional criteria for acceptance from the lender may apply.

Virgin Money 30 Month Balance Transfer Credit Card image 0

Virgin Money 24 Month Balance Transfer Credit Card APR 27.9%

0% guaranteed to get this card

We do not have enough information to give you an eligibility score

You can still apply. But we are unable to tell you your chance of getting this card.

This might be because:

  • The details provided in the eligibility check do not match the details on your credit report.
  • The lender has not shared enough information about the acceptance criteria for this card.

To check your eligibility you’ll need to go to the provider’s site.

Length of 0% interest on money transfers

You’ll avoid paying any interest if you clear your debt during this interest free period.

18 months
Money transfer fee

This is the cost of transferring money from your money transfer credit card to your bank account.

It’s a percentage of the total amount you want to transfer.

0%
Representative APR (variable)

Annual percentage rate (APR)

This is the total cost of borrowing over a year. It includes interest on any remaining debt and standard fees.

The APR will not affect you if you pay off your debt in full each month or within a 0% introductory offer.

You might not get the advertised APR.

The actual rate will depend on your individual financial situation. It will be set after you apply.

27.9% APR
Card details
  • 24 months 0% on balance transfers (3% transfer fee)
  • 18 months 0% on money transfers (4% transfer fee)
  • 3 months 0% on purchases
  • 20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms Apply. Exclusive access to Virgin Money's high street customer lounges in Cardiff, Edinburgh, Glasgow, London Haymarket, Manchester, Norwich and Sheffield.
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • have an annual income of £7,000, or household income of at least £15,000
  • no balance transfers from Clydesdale Bank PLC

Additional criteria for acceptance from the lender may apply.

mbna newcard

MBNA 0% Transfers and Purchases Card

0% guaranteed to get this card

We do not have enough information to give you an eligibility score

You can still apply. But we are unable to tell you your chance of getting this card.

This might be because:

  • The details provided in the eligibility check do not match the details on your credit report.
  • The lender has not shared enough information about the acceptance criteria for this card.

To check your eligibility you’ll need to go to the provider’s site.

Length of 0% interest on money transfers

You’ll avoid paying any interest if you clear your debt during this interest free period.

12 months
Money transfer fee

This is the cost of transferring money from your money transfer credit card to your bank account.

It’s a percentage of the total amount you want to transfer.

0%
Representative APR (variable)

Annual percentage rate (APR)

This is the total cost of borrowing over a year. It includes interest on any remaining debt and standard fees.

The APR will not affect you if you pay off your debt in full each month or within a 0% introductory offer.

You might not get the advertised APR.

The actual rate will depend on your individual financial situation. It will be set after you apply.

20.9% APR
Card details
  • Pay no interest for 26 months from account opening on the purchases you make in the first 60 days
  • Up to 26 months 0% on balance transfers (2.89% fee) in first 60 days, 20.93% p.a. with 5% fee thereafter
  • Up to 26 months 0% on purchases made within the first 60 days, 20.93% p.a thereafter
  • Up to 12 months 0% on money transfer (4% fee) in first 60 days, 20.93% p.a with 5% fee thereafter
To get this card you must at least:
  • be a UK resident for at least 3 years
  • be 18 or older
  • hold a UK bank or building society account
  • have a good credit history
  • eligibility check - see if you qualify without affecting your credit rating. Depending on the results, product details may vary
  • cannot transfer from MBNA accounts

Additional criteria for acceptance from the lender may apply.

mbna newcard

MBNA Long 0% Money Transfer Card

0% guaranteed to get this card

We do not have enough information to give you an eligibility score

You can still apply. But we are unable to tell you your chance of getting this card.

This might be because:

  • The details provided in the eligibility check do not match the details on your credit report.
  • The lender has not shared enough information about the acceptance criteria for this card.

To check your eligibility you’ll need to go to the provider’s site.

Length of 0% interest on money transfers

You’ll avoid paying any interest if you clear your debt during this interest free period.

24 months
Money transfer fee

This is the cost of transferring money from your money transfer credit card to your bank account.

It’s a percentage of the total amount you want to transfer.

0%
Representative APR (variable)

Annual percentage rate (APR)

This is the total cost of borrowing over a year. It includes interest on any remaining debt and standard fees.

The APR will not affect you if you pay off your debt in full each month or within a 0% introductory offer.

You might not get the advertised APR.

The actual rate will depend on your individual financial situation. It will be set after you apply.

22.9% APR
Card details
  • Up to 24 months 0% on money transfer (2.99% fee) in first 60 days, 22.93% p.a with 5% fee thereafter
  • Up to 12 months 0% on balance transfers (4% fee) in first 60 days, 22.93% p.a. with 5% fee thereafter
To get this card you must at least:
  • be a UK resident for at least 3 years
  • be 18 or older
  • hold a UK bank or building society account
  • have a good credit history
  • eligibility check - see if you qualify without affecting your credit rating. Depending on the results, product details may vary
  • cannot transfer from MBNA accounts

Additional criteria for acceptance from the lender may apply.

Virgin Money All Round Card

Virgin Money 20 Month All Round Credit Card APR 27.9%

0% guaranteed to get this card

We do not have enough information to give you an eligibility score

You can still apply. But we are unable to tell you your chance of getting this card.

This might be because:

  • The details provided in the eligibility check do not match the details on your credit report.
  • The lender has not shared enough information about the acceptance criteria for this card.

To check your eligibility you’ll need to go to the provider’s site.

Length of 0% interest on money transfers

You’ll avoid paying any interest if you clear your debt during this interest free period.

20 months
Money transfer fee

This is the cost of transferring money from your money transfer credit card to your bank account.

It’s a percentage of the total amount you want to transfer.

0%
Representative APR (variable)

Annual percentage rate (APR)

This is the total cost of borrowing over a year. It includes interest on any remaining debt and standard fees.

The APR will not affect you if you pay off your debt in full each month or within a 0% introductory offer.

You might not get the advertised APR.

The actual rate will depend on your individual financial situation. It will be set after you apply.

27.9% APR
Card details
  • 20 months 0% for balance transfers and money transfers
  • 2.90% balance transfer fee
  • 4% money transfer fee
  • 20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms Apply. Exclusive access to Virgin Money's high street customer lounges in Cardiff, Edinburgh, Glasgow, London Haymarket, Manchester, Norwich and Sheffield.
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have a UK bank or building society account
  • have good credit history
  • have an annual income of £7,000, or household income of at least £15,000

Additional criteria for acceptance from the lender may apply.

mbna newcard

MBNA Low Fee 0% Balance Transfer Card

0% guaranteed to get this card

We do not have enough information to give you an eligibility score

You can still apply. But we are unable to tell you your chance of getting this card.

This might be because:

  • The details provided in the eligibility check do not match the details on your credit report.
  • The lender has not shared enough information about the acceptance criteria for this card.

To check your eligibility you’ll need to go to the provider’s site.

Length of 0% interest on money transfers

You’ll avoid paying any interest if you clear your debt during this interest free period.

12 months
Money transfer fee

This is the cost of transferring money from your money transfer credit card to your bank account.

It’s a percentage of the total amount you want to transfer.

0%
Representative APR (variable)

Annual percentage rate (APR)

This is the total cost of borrowing over a year. It includes interest on any remaining debt and standard fees.

The APR will not affect you if you pay off your debt in full each month or within a 0% introductory offer.

You might not get the advertised APR.

The actual rate will depend on your individual financial situation. It will be set after you apply.

20.9% APR
Card details
  • Up to 26 months 0% on balance transfers (1% fee) in first 60 days, 20.93% p.a. with 5% fee thereafter
  • Up to 12 months 0% on money transfer (4% fee) in first 60 days, 20.93% p.a with 5% fee thereafter
To get this card you must at least:
  • be a UK resident for at least 3 years
  • be 18 or older
  • hold a UK bank or building society account
  • have a good credit history
  • eligibility check - see if you qualify without affecting your credit rating. Depending on the results, product details may vary
  • cannot transfer from MBNA accounts

Additional criteria for acceptance from the lender may apply.

mbna newcard

MBNA Long 0% Balance Transfer Card

0% guaranteed to get this card

We do not have enough information to give you an eligibility score

You can still apply. But we are unable to tell you your chance of getting this card.

This might be because:

  • The details provided in the eligibility check do not match the details on your credit report.
  • The lender has not shared enough information about the acceptance criteria for this card.

To check your eligibility you’ll need to go to the provider’s site.

Length of 0% interest on money transfers

You’ll avoid paying any interest if you clear your debt during this interest free period.

12 months
Money transfer fee

This is the cost of transferring money from your money transfer credit card to your bank account.

It’s a percentage of the total amount you want to transfer.

0%
Representative APR (variable)

Annual percentage rate (APR)

This is the total cost of borrowing over a year. It includes interest on any remaining debt and standard fees.

The APR will not affect you if you pay off your debt in full each month or within a 0% introductory offer.

You might not get the advertised APR.

The actual rate will depend on your individual financial situation. It will be set after you apply.

20.9% APR
Card details
  • Up to 29 months 0% on balance transfers (2.75% fee) in first 60 days, 20.93% p.a. with 5% fee thereafter
  • Up to 12 months 0% on money transfer (4% fee) in first 60 days, 20.93% p.a with 5% fee thereafter
To get this card you must at least:
  • be a UK resident for at least 3 years
  • be 18 or older
  • hold a UK bank or building society account
  • have a good credit history
  • eligibility check - see if you qualify without affecting your credit rating. Depending on the results, product details may vary
  • cannot transfer from MBNA accounts

Additional criteria for acceptance from the lender may apply.

Virgin Money 30 Month Balance Transfer Credit Card image 0

Virgin Money 27 Month Balance Transfer Credit Card

0% guaranteed to get this card

We do not have enough information to give you an eligibility score

You can still apply. But we are unable to tell you your chance of getting this card.

This might be because:

  • The details provided in the eligibility check do not match the details on your credit report.
  • The lender has not shared enough information about the acceptance criteria for this card.

To check your eligibility you’ll need to go to the provider’s site.

Length of 0% interest on money transfers

You’ll avoid paying any interest if you clear your debt during this interest free period.

20 months
Money transfer fee

This is the cost of transferring money from your money transfer credit card to your bank account.

It’s a percentage of the total amount you want to transfer.

0%
Representative APR (variable)

Annual percentage rate (APR)

This is the total cost of borrowing over a year. It includes interest on any remaining debt and standard fees.

The APR will not affect you if you pay off your debt in full each month or within a 0% introductory offer.

You might not get the advertised APR.

The actual rate will depend on your individual financial situation. It will be set after you apply.

21.9% APR
Card details
  • 27 months 0% on balance transfers (1.45% transfer fee)
  • 20 months 0% on money transfers (4% transfer fee)
  • 3 months 0% on purchases
  • 20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms Apply. Exclusive access to Virgin Money's high street customer lounges in Cardiff, Edinburgh, Glasgow, London Haymarket, Manchester, Norwich and Sheffield.
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have a good credit history
  • no balance transfers from Clydesdale Bank PLC

Additional criteria for acceptance from the lender may apply.

More about credit cards

How does the eligibility checker work?

The uSwitch eligibility checker uses the information you've provided to run a ‘soft’ credit check on your credit file. We do this to estimate the likelihood of you being accepted for a credit card. Unlike a full credit card application, it does not leave a mark on your credit file.

We run your given details via our soft credit check partners HD Decisions and Capital One. They cross reference a profile based on your information with the acceptance criteria of different credit cards.

Your information is kept securely and will be used in accordance with our terms of use and privacy policy, HD Decisions' terms of use and Capital One's terms of use.

Who can use this service?

Anyone over 18 with a UK address can use our eligibility checker.

To get the most accurate results, you'll typically need at least three years of address history. You could still get a credit card without this, but there'll be a more limited number available to you.

Will using the eligibility checker appear on my credit file?

No. Because the eligibility checker only performs a soft credit check, it does not appear on your credit file. It is not the same as a formal application for credit, meaning using this tool will not be flagged to potential lenders as an application on your credit report.

A soft credit check simply means, we look at the information you’ve provided and information on your credit report to estimate your credit score (we do not see the score you do).

This also means we can only provide an estimate of your eligibility for a credit card and cannot guarantee acceptance or rejection.

Lots of hard checks (or formal applications) could make it look like you are desperate for credit. This is offputting to prospective credit card providers or lenders because it suggests you cannot repay debt.

Why do you need my personal and employment details?

Your age, name and address are used to verify your identity and match it up to your credit file.

As credit card providers care about the security of your income, employment status is used as a rough indicator of this.

Some cards have minimum income requirements. To avoid inaccurate probability results, please ensure this is accurate.

How long are my results valid for?

Your eligibility results are estimates based on information pulled from your credit profile on the day you perform the check. However, these estimates may become less accurate as time passes, especially if you do anything that might affect your credit score or your circumstances change.

Our soft credit checking partners (HD decisions and Capital One) refresh the information they use to estimate your eligibility on a monthly basis.

So, if you are looking at results that are a few weeks old, you should probably start again and do a new eligibility check to get more accurate results.

If you have any pre-approved results, these are only valid for 24 hours from when you first complete the eligibility check.

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