Your credit report can not only help you to keep on top of your finances, but it can also protect you from identity theft.
You can check your credit report online.
Check your credit report to make sure you're in good shape to apply for loans, credit cards, overdrafts, mortgages and mobile phone contracts
1. Always check your credit report before you make a new application for credit.
2. Close any credit accounts you no longer use - dormant accounts can have a negative effect on your credit report.
3. Protect yourself from identity fraud - if fraudsters steal your identity and borrow money in your name, it could damage your credit rating.