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Nationwide is one of the biggest financial institutions in the UK. They provide mortgages, loans, credit cards, savings vehicles, and of course current accounts. 

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Nationwide FlexPlus

Nationwide FlexPlus

  • 3% interest on balances up to £2,500
  • UK & European Breakdown and Recovery Assistance with unlimited callouts, terms apply
  • Worldwide travel cover, mobile phone insurance for the family, and commission free cash withdrawals abroad
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per day
Interest rate
Monthly account fee
AER based on £1,000 deposits and meeting eligibility criteria. Overdraft based on being £500 overdrawn (excluding 0% overdrafts).

About Nationwide

Nationwide is a building society rather than a bank and has been in existence for more than 160 years. They originally came into being to help working class people save their hard-earned money or borrow funds to build their own home. The building society has merged with numerous other building societies over the years, including the Anglia, the Portman, Derbyshire and Cheshire Building Societies, and today they are the largest mutual financial institution in the world.

The Nationwide current account has no monthly fee. Customers can administer their Nationwide current account by visiting their local Nationwide branch, speaking to the Nationwide telephone banking service, or logging on to the Nationwide internet banking portal.

There are a number of benefits to be had by opening a Nationwide current account. Account holders are eligible for free travel insurance, plus they have access to lots of special deals on loans, mortgages and savings accounts. Customers can apply for an overdraft on a Nationwide account; interest is payable on any overdrawn balance. The first time an account slips into an unauthorised overdraft, fees will be waived, but thereafter the customer will be charged.

The Nationwide rewards scheme lets current account holders enjoy special discounts on the high street or when shopping online. Many major brands are represented in the Nationwide rewards scheme, so there are plenty of bargains on offer. Customers can log into the Nationwide rewards website using their Nationwide current account details. Rewards are claimed by following the instructions and making payment using a Nationwide current account card.

Nationwide has a dedicated switching team to help new customers move from an existing current account to Nationwide. Customers can apply for a new Nationwide current account online. The application form is very straightforward. The current account switching process is very easy and payments to the old account will be redirected for as long as thirteen months to limit the likelihood of important payments going astray.  

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