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Personal loan calculator

Our personal loans calculator can help you find a great loan. Just enter how much you want to borrow and the term, and our loan repayment calculator will do the rest.

I want to borrow:

Select a loan:

How much will it cost?

Total cost of loan:
Monthly repayment:

The APR, total cost of the loan and monthly repayments are examples only. You may have to pay more depending on your circumstances and subject to your application with the loan provider.

Warning: Late repayments can cause you serious money problems. For more information see our debt help guides.

uSwitch Limited is a credit broker, not a lender, for consumer credit products. Our services are provided at no cost to you, but we may receive a commission from the companies we refer you to. For some loans a broker fee of up to 12.5% may be added to the cost of the loan.

How much will my loan cost?

Use the loan repayment calculator above to find out how much your monthly loan repayments will come to, the total cost of the loan, and what rate you will be paying.

Just select how much you want to loan and over what period you want to borrow for, and you'll be given a list of rates that are available on the market.

Once you've selected the rate from the loan provider, our bank loan calculator will show you the overall total cost of the loan and how much it could cost you when the total amount is divided up into months.

If you want to, you can also click through to the loan provider's website to learn more, speak to someone, or apply for that loan.

How does the loan repayment calculator work?

Our loan interest calculator is based on our up-to-date market data, showing you the latest loan rates suitable for your criteria.

The calculator takes the rates available on the market and applies it to your borrowing amount. It then spreads the repayments over your selected learn to show you the total cost and your monthly repayments.

Our loan calculator also shows you the criteria that you must meet to qualify for the loan. Typically these will include things like your age, residential status, and credit history.

Will I be able to get this loan?

There is no guarantee that you will get the loan you're looking for.

Remember, the loan calculator above is a guide – all rates on offer are representative, and therefore subject to your application being approved and your credit score.

Many loan providers will list their minimum eligibility criteria, which shows the basic requirements necessary for your application to even be considered.

This could include your salary, residential status and age, but obviously, your credit rating and various other factors will be checked.

If your circumstances do meet the minimum eligibility criteria, then you should ask yourself if your credit rating is good enough and if you will be able to keep up with the monthly repayments.

Failing to keep up with loan repayments can have serious consequences for you and your money.

Use our loan calculator to help you decide what loan is right for you and if you can afford to take one out.

Will the loans calculator show loans right for me?

Whether or not a loan is suitable for you depends on the borrowing amount, how long you want to borrow for, and you credit history.

Generally loans are suitable for borrowing amounts between £1,000 and £25,000. Anything lower than £1,000 and you may be better off borrowing on a credit card.

Amounts higher than £25,000 tend to be for property and would qualify as a mortgage, or a secured loan against an existing property.