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1st Stop Personal Loans

1st Stop Personal Loans offer unsecured personal loans subject to personal circumstances, that can be used for any purpose.

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£

Loans displayed have term lengths between 6 months and 6 years, 18.2% APR and 38.7% APR.

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APR Total repayable

The amount is based on monthly compounding and for comparison purposes only.

Monthly repayments

1st Stop Personal Loan For Homeowners

  • Loans available to homeowners
  • Online immediate decision
  • Soft credit check to determine eligibility without leaving a mark on your credit report
More info
18.2% APR Representative
£10,357.92
£215.79 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Must be at least 21 years old
  • More than £15,000 annual income
  • Only homeowners considered
  • Available for fair credit customers
  • In employment for minimum of 6 months
  • Registered on the Voters Roll
  • Resident in England,Scotland or Wales

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 48 months at a fixed rate of 6.4% per annum and a fee of 7.5% would result in a representative rate of 18.2% APR, monthly repayments of £215.79 and a total amount repayable of £10,357.92.

1st Stop Debt Consolidation Loan

  • Loans available to suit most circumstances
  • Online immediate decision
  • Soft credit check to determine eligibility without leaving a mark on your credit report
More info
18.2% APR Representative
£10,357.92
£215.79 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Must be at least 21 years old
  • More than £15,000 annual income
  • Homeowners and tenants accepted
  • Available for fair credit customers
  • In employment for minimum of 6 months
  • Registered on the Voters Roll
  • Resident in England,Scotland or Wales

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 48 months at a fixed rate of 6.4% per annum and a fee of 7.5% would result in a representative rate of 18.2% APR, monthly repayments of £215.79 and a total amount repayable of £10,357.92.

1st Stop Personal Loan

  • Loans available to suit most circumstances
  • Online immediate decision
  • Soft credit check to determine eligibility without leaving a mark on your credit report
More info
18.2% APR Representative
£10,357.92
£215.79 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Must be at least 21 years old
  • More than £15,000 annual income
  • Homeowners and tenants accepted
  • Available for fair credit customers
  • In employment for minimum of 6 months
  • Registered on the Voters Roll
  • Resident in England,Scotland or Wales

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 48 months at a fixed rate of 6.4% per annum and a fee of 7.5% would result in a representative rate of 18.2% APR, monthly repayments of £215.79 and a total amount repayable of £10,357.92.

1st Stop Personal Loan For Bad Credit

  • Loans available to suit most circumstances
  • Online immediate decision
  • Soft credit check to determine eligibility without leaving a mark on your credit report
More info
38.7% APR Representative
£13,632.96
£284.02 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Must be at least 21 years old
  • More than £15,000 annual income
  • Homeowners and tenants accepted
  • Available for fair credit customers
  • In employment for minimum of 6 months
  • Registered on the Voters Roll
  • Resident in England,Scotland or Wales

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 48 months at a fixed rate of 17.2% per annum and a fee of 7.5% would result in a representative rate of 38.7% APR, monthly repayments of £284.02 and a total amount repayable of £13,632.96.

Warning: Late repayments can cause you serious money problems. For more information see our debt help guides.

uSwitch Limited is a credit broker, not a lender, for consumer credit products. Our services are provided at no cost to you, but we may receive a commission from the companies we refer you to. For some loans a broker fee of up to 12.5% may be added to the cost of the loan.

About 1st Stop Personal Loans

1st Stop Personal Loans offer unsecured personal loans subject to personal circumstances, that can be can be used for any purpose. 

To be considered for a personal loan from 1st Stop you need to be aged 21 or over, be a permanent UK resident, be in permanent paid employment,  earning a gross annual income greater than £15,000 per annum, not be Bankrupt, under a current IVA or on a debt management arrangement.

They recommend being prepared with your annual income monthly outgoings, employment details, your address history before you begin the application process. 

If your application is completed smoothly they can offer same day funds.