Customers of the bank can access a wide range of lending products, from loans to credit cards and mortgages, as well as providing savings and current accounts.
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Clydesdale Bank is one of the three Scottish banks. It’s officially the smallest, although it has expanded under the auspices of its parent company, National Australia Bank, and now has branches in the south of England as well as in Scotland itself.
It shares a banking license with its subsidiary, the Yorkshire Bank. One of the things that the Clydesdale is most noted for, is that it issues its own bank notes. These are legal tender both north and south of the English-Scottish border.
Their customers enjoy a wide range of banking solutions, and their internet banking facilities are open to customers from across the United Kingdom.
Clydesdale Bank was first formed in Glasgow in 1838. The founders were Glasgow businessmen who were involved in the politics and charitable enterprises of the city. The initial aim of the bank was to be a Glasgow-centric institution, with one other branch in Edinburgh.
By 1857 it had 13 branches, but it doubled in size following the acquisition of branches and customers that had belonged to the Western Bank of Scotland.
The bank continued to expand steadily, bringing it to the attention of English Banks. In 1920 it was acquired by the Midland Bank, although it continued to run independently of its parent. It was sold to the National Bank of Australia in 1987.
Clydesdale Bank now offers the same facilities of Yorkshire Bank, although run separately and under its own brand. This means that customers can access a wide range of lending products, from loans to credit cards and mortgages, as well as providing savings and current accounts.
They provide a Gold credit card, as well as contactless cards that take advantage of the latest technology.
Personal loans are available for values from £1,000 to £25,000 and customers can use an online loan calculator to work out how much they’ll have to pay back over differing terms.