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Creditplus

Creditplus are a car loans specialist who aim to make car loans easy and hassle free. They offer instant online decision and are fully authorised by the Financial Conduct Authority.

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£

Loans displayed have term lengths between 6 months and 5 years, 5.7% APR and 29.8% APR.

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APR Total repayable

The amount is based on monthly compounding and for comparison purposes only.

Monthly repayments
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Creditplus Car Loan (excellent credit)

  • Exclusive rate only available through uSwitch
  • For customers with excellent credit rating
  • Buy a car from any UK dealership or through Creditplus
  • Funds available in 24 hrs
More info
5.7% APR Representative
£8,159.76
£226.66 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Must be UK Resident and have 3 years address history
  • 22 years or older
  • Minimum Net Income of £1,000 per month
  • Some Existing Credit in the last 2 years
  • Traceable voters roll history
  • No Credit Adversity

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 36 months at a fixed rate of 5.7% per annum would result in a representative rate of 5.7% APR, monthly repayments of £226.66 and a total amount repayable of £8,159.76.

Creditplus Car Loan (good credit)

  • For customers with good credit rating
  • Buy a car from any UK dealership or through Creditplus
  • Leading car finance provider with over 90 lending options
  • Funds available in 24 hrs
More info
9.8% APR Representative
£8,634.24
£239.84 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Must be UK Resident have 3 years address history
  • 22 years or older
  • Minimum Net Income of £1,000 per month
  • Existing Credit
  • Traceable voters roll history
  • A low degree of missed payments <3
  • No CCJ’s or IVA’s

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 36 months at a fixed rate of 9.5% per annum and a fee of £348.00 would result in a representative rate of 9.8% APR, monthly repayments of £239.84 and a total amount repayable of £8,634.24.

Creditplus Car Loan (fair credit)

  • For customers with fair credit rating
  • Buy a car from any UK dealership or let us find, fund and deliver your car!
  • Leading car finance provider with over 90 lending options
  • Funds available in 24 hrs
More info
14.5% APR Representative
£9,177.84
£254.94 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Must be UK Resident and have 3 years address history
  • 22 years or older
  • Minimum Net Income of £1,000 per month
  • Traceable voters roll history
  • Settled defaults accepted more than 3 years old

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 36 months at a fixed rate of 14.0% per annum and a fee of £105.00 would result in a representative rate of 14.5% APR, monthly repayments of £254.94 and a total amount repayable of £9,177.84.

Creditplus Car Loan (poor credit)

  • For customers with bad credit rating
  • Buy a car from any UK dealership or let us find, fund and deliver your car!
  • Leading car finance provider with over 90 lending options
  • Funds available in 24 hrs
More info
21.0% APR Representative
£9,926.28
£275.73 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Must be UK Resident and have 3 years address history
  • 22 years or older
  • Minimum Net Income of £1,000 per month
  • Recent credit adversity
  • CCJ’s Accepted

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 36 months at a fixed rate of 19.2% per annum would result in a representative rate of 21.0% APR, monthly repayments of £275.73 and a total amount repayable of £9,926.28.

Creditplus Car Loan (bad credit)

  • For customers with bad credit rating
  • Buy a car from any UK dealership or let us find, fund and deliver your car!
  • Leading car finance provider with over 90 lending options
  • Funds available in 24 hrs
More info
29.8% APR Representative
£10,931.40
£303.65 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Must be UK Resident and have 3 years address history
  • 22 years or older
  • Minimum Net Income of £1,000 per month
  • Recent credit adversity
  • CCJ’s Accepted

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 36 months at a fixed rate of 27.7% per annum would result in a representative rate of 29.8% APR, monthly repayments of £303.65 and a total amount repayable of £10,931.40.

Warning: Late repayments can cause you serious money problems. For more information see our debt help guides.

uSwitch Limited is a credit broker, not a lender, for consumer credit products. Our services are provided at no cost to you, but we may receive a commission from the companies we refer you to. For some loans a broker fee of up to 12.5% may be added to the cost of the loan.

About Creditplus

Creditplus are a fully FCA regulated lender specialising in car finance loans across the UK (excluding Ireland). They also offer part exchange for used cars. 

Creditplus specialise in instant online lending decisions, helping to make the process of finding car finance as quick and easy as possible. 

<div>Creditplus was founded in 2004 and has been led by Managing Director Shaun Armstrong ever since. The gradually expanded over the years to facilitate over £100 million worth of car loans. </div><div>
</div><div>They originally specialised in providing car finance. But they now provide car leasing, van finance and even business finance options.</div><div>
</div><div>Creditplus offer products to consumers with varying credit ratings. Acting as a broker they match your credit profile with a lender to try and give you cheaper monthly loan payments.</div><div>
</div><div>If you want to buy a car through them they also have a logistics team to source cars from around the UK. But you can buy your car anywhere and they will arrange the finance for you.</div><div>
</div><div>Creditplus strive to offer market leading software to check the credit profile of our customers with the lending criteria’s set by our lenders. They check around 50 different lending options before offering an instant decision online. </div><div>
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