Hitachi Personal Finance loans are designed to meet the needs of consumers, ranging from car and home improvement loans, as well as leisure and environmental loans.
Loans displayed have term lengths between 6 months and 5 years, and 3.5% APR.
Warning: Late repayments can cause you serious money problems. For more information see our debt help guides.
uSwitch Limited is a credit broker, not a lender, for consumer credit products. Our services are provided at no cost to you, but we may receive a commission from the companies we refer you to. For some loans a broker fee of up to 12.5% may be added to the cost of the loan.
Hitachi Capital UK PLC is one of the world’s largest providers of financial services to businesses in the United Kingdom and beyond. This includes point of sale finance, and fleet finance and management, to retail finance and business loans.
They also provide personal loans and more to consumers via Hitachi Personal Finance. Their headquarters is in Staines-upon-Thames in Surrey, and as of 2014, they had more than 3 million UK customers.
Hitachi Capital UK PLC have their roots in the Japanese electrical and engineering giant. Hitachi Limited was founded in 1910 by a Japanese engineering graduate called Namihei Odaria. They are now one of the world’s most recognisable brands, but have diversified from their manufacturing base, to become a service provider as well. This was shown by the creation of Hitachi Capital in 1982.
They are committed to innovation in all that they do, whether it’s building trains or providing new personal loan offerings. They take a personal approach to lending, and state that they aim to provide some of the lowest rates on the market, as well as providing quick decisions to their online applicants.
Customers taking a loan through the personal finance arm of Hitachi Capital UK PLC have seven different loan options to consider. These are personal loans, car loans, home improvement loans, small loans, leisure loans, environmental loans, and secured loans.
Personal loans are available, subject to status and credit checks, to customers who are over 18 years of age and have a UK bank or building society account. A good credit history is essential, if a successful application is to be made.
Loans can be taken for amounts between £2,500 and £25,000 and the borrower can repay them over two to five years. Payments are taken monthly by direct debit, and there are no arrangement fees or fees for early settlement of the loan.