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HSBC

HSBC’s loan market encompasses personal loans, flexible loans and graduate loans, all of which are tailored accordingly.

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Loans displayed have term lengths between 6 months and 8 years, and 3.3% APR.

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APR Total repayable

The amount is based on monthly compounding and for comparison purposes only.

Monthly repayments

HSBC Personal Loan

  • Option of repayment holidays
  • Make overpayments without charge
  • Personalised quote online without affecting your credit score
More info
3.3% APR Representative
£8,071.92
£149.48 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • have a bank or building society account with a Direct Debit facility*
  • Channel Island and Isle of Man customers must have an HSBC current account
  • have an annual income/pension before tax of £10,000 or more
  • be a resident of the UK
  • be over 18

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 54 months at a fixed rate of 3.3% per annum would result in a representative rate of 3.3% APR, monthly repayments of £149.48 and a total amount repayable of £8,071.92.

HSBC Personal Loan For Current Account Holders

  • Personalised quote online without affecting your credit score
  • Instant credit decision, same day funds
  • Make overpayments without charge
More info
3.3% APR Representative
£8,071.92
£149.48 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • have an HSBC current account, other than basic
  • have an annual income/pension before tax of £10,000 or more
  • be a resident of the UK
  • be over 18

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 54 months at a fixed rate of 3.3% per annum would result in a representative rate of 3.3% APR, monthly repayments of £149.48 and a total amount repayable of £8,071.92.

Warning: Late repayments can cause you serious money problems. For more information see our debt help guides.

uSwitch Limited is a credit broker, not a lender, for consumer credit products. Our services are provided at no cost to you, but we may receive a commission from the companies we refer you to. For some loans a broker fee of up to 12.5% may be added to the cost of the loan.

About HSBC

HSBC doesn’t just offer a wide range of banking facilities to its customers in the United Kingdom, it’s also one of the largest financial organisations in the world. Operating on a global scale, as of 2014 they were the second largest bank in the world.

The banking group as it is now was founded in London in 1991, but its history goes back much further, and the initials bear testament to its origins as the Hong Kong and Shanghai Banking Corporation.

The bank operates in over 60 countries, spread across the continents, and as of 2013 it had around 125 million customers, and employed approximately a quarter of a million staff.

The origins of HSBC began in Hong Kong in 1865. The founder was Sir Thomas Sutherland, a Scotsman who had taken advantage of trading links with China from the British colony of Hong Kong. A branch was opened in Shanghai one month after the Hong Kong launch.

It acquired many other financial institutions, including the US giant Marine Midland bank. In 1992 it bought the Midland Bank, giving it a real presence in the UK market. As part of this takeover, the bank was committed to moving its headquarters from Hong Kong to London.

As can be expected from a bank of its size, customers of HSBC can select from a comprehensive range of financial products. These include current and savings accounts, and investments, as well as borrowing services. Their loan market encompasses personal loans, flexible loans and graduate loans, all of which are tailored accordingly.

The Flexiloan option allows a customer to decide how much they repay each month, although a minimum monthly payment is applicable. They also provide a range of mortgages to both new and existing customers, and credit cards, including student credit cards.