Lloyds Bank offer mortgages, personal loans, credit cards and more to their customers. Their loans offer flexible repayment options, and there are no penalties for paying off the loan early.
Loans displayed have term lengths between 6 months and 5 years, and 4.6% APR.
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Lloyds Bank is one of the United Kingdom’s biggest financial institutions. It’s one of the big four clearing banks in the country, and has hundreds of branches across England and Wales.
The history of the bank goes back to the mid-eighteenth century, and it enjoyed rapid expansion in the centuries that followed. In recent decades, it has acquired several other major financial organisations including the Trustee Savings Bank, HBOS and Cheltenham & Gloucester. They were later forced to divest themselves of the TSB by a European ruling. By 2012, the bank was home to more than 16 million personal and business customers.
The bank was founded in 1765 by a button maker and an iron dealer. These were John Taylor and Sampson Lloyd II. Initially they existed as a private banking business. The first public branch was opened in Oldbury, near to the city of its formation, in 1864.
The famous black horse symbol associated with Lloyds Bank was first used by them in 1884 when they acquired a smaller bank that already had it as their symbol. Until that time their corporate logo had been a beehive. Lloyds continued to grow in size by taking over smaller institutions, and by 1923 they had acquired over 50 other banks.
Lloyds is responsible for some of the major banking innovations we rely on today, including being one of the companies behind the launch of the MasterCard in 1972, and introducing the first cashpoint machines in the same year.
Lloyds Bank offer mortgages, personal loans, credit cards and more to their customers. Their loans offer flexible repayment options, and there are no penalties for paying off the loan early. They can be taken over 1 to 7 years. They also offer mortgages to new and existing customers, with both fixed and variable terms available.