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My Car Credit

My Car Credit specialise in providing tailored funding for new and used prestige, sports and luxury cars

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Pound
£

Loans displayed have term lengths between 6 months and 5 years, 4.92% APR and 10.9% APR.

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APR Total repayable

The amount is based on monthly compounding and for comparison purposes only.

Monthly repayments

Low Rate Motor Loan (excellent credit)

  • Buy a car from any UK dealership or through approved dealers
  • Instant online decision
  • Specialist car finance provider with over 24 funders available
More info
4.92% APR Representative
£8,164.38
£194.39 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • UK Resident
  • Excellent Credit Quality
  • No Bankruptcy or CCJs in the last 6 months
  • Hold a valid UK driving license
  • Are employed or self-employed
  • Earn a minimum of £1,000 per month

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 42 months at a fixed rate of 4.9% per annum would result in a representative rate of 4.9% APR, monthly repayments of £194.39 and a total amount repayable of £8,164.38.

Low Rate Motor Loan (good credit)

  • Buy a car from any UK dealership or through approved dealers
  • Instant online decision
  • Specialist car finance provider with over 24 funders available
More info
8.9% APR Representative
£8,705.34
£207.27 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • UK Resident
  • Good Credit Quality
  • No Bankruptcy or CCJs in the last 6 months
  • Hold a valid UK driving license
  • Are employed or self-employed
  • Earn a minimum of £1,000 per month

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 42 months at a fixed rate of 8.9% per annum would result in a representative rate of 8.9% APR, monthly repayments of £207.27 and a total amount repayable of £8,705.34.

Low Rate Motor Loan (fair credit)

  • Buy a car from any UK dealership or through approved dealers
  • Instant online decision
  • Specialist car finance provider with over 24 funders available
More info
10.9% APR Representative
£8,978.34
£213.77 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • UK Resident
  • Far Credit Quality
  • No Bankruptcy or CCJs in the last 6 months
  • Hold a valid UK driving license
  • Are employed or self-employed
  • Earn a minimum of £1,000 per month

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 42 months at a fixed rate of 10.9% per annum would result in a representative rate of 10.9% APR, monthly repayments of £213.77 and a total amount repayable of £8,978.34.

Warning: Late repayments can cause you serious money problems. For more information see our debt help guides.

uSwitch Limited is a credit broker, not a lender, for consumer credit products. Our services are provided at no cost to you, but we may receive a commission from the companies we refer you to. For some loans a broker fee of up to 12.5% may be added to the cost of the loan.

About My Car Credit

My Car Credit offer finance on a diverse selection of car finance products including Hire Purchase, PCP and Personal Loans. As My Car Credit’s decision service is conducted completely on-line, they can provide customers with instant decisions 24/7.

My Car Credit’s application form typically takes less than 3 minutes to complete and provides customers with an instant lending decision. They carry out a soft search that will not affect a customer’s credit profile and will assess a panel of almost 30 lenders to get customers the best possible rate. 

My Car Credit provides car finance including: hire purchase, lease purchase, personal contract purchase, balanced payment plan and contract hire.