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NatWest

NatWest is the United Kingdom's largest retail and commercial bank. As such, it's a major provider of loans and other credit sources to the UK population.

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Loans displayed have term lengths between 6 months and 7 years, and 3.9% APR.

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APR Total repayable

The amount is based on monthly compounding and for comparison purposes only.

Monthly repayments

NatWest Online Personal Loan (Current Account Customers Only)

  • 5 minute application
  • Quick decision
More info
3.9% APR Representative
£8,101.44
£168.78 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Permanent UK resident
  • Aged 21 or older
  • Existing customers only
  • No bankruptcy or CCJs

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 48 months at a fixed rate of 3.9% per annum would result in a representative rate of 3.9% APR, monthly repayments of £168.78 and a total amount repayable of £8,101.44.

NatWest Debt Consolidation loan

  • 5 minute application
  • Quick decision
  • Possibility to lower monthly payments
More info
3.9% APR Representative
£8,101.44
£168.78 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Must be a UK resident
  • Aged 18 or over
  • Only available to current account holders

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 48 months at a fixed rate of 3.9% per annum would result in a representative rate of 3.9% APR, monthly repayments of £168.78 and a total amount repayable of £8,101.44.

Warning: Late repayments can cause you serious money problems. For more information see our debt help guides.

uSwitch Limited is a credit broker, not a lender, for consumer credit products. Our services are provided at no cost to you, but we may receive a commission from the companies we refer you to. For some loans a broker fee of up to 12.5% may be added to the cost of the loan.

About NatWest

The National Westminster Bank, or NatWest as it’s commonly known, is the United Kingdom’s largest retail and commercial bank. As such, it’s a major provider of loans and other credit sources to the UK population.

It has been part of the Royal Bank of Scotland group since 2010, and ranked by assets, it’s one of the ten largest banks in the world. As of 2014, it has more than 7.5 million personal customers, as well as 850,000 business customers, who have access to around 1,600 branches. In Northern Ireland, its banks are run under the name of Ulster Bank, one of its subsidiaries.

NatWest, as it is now, has its headquarters in London, but its origins are in Nottingham, dating back to the founding of Smith’s Bank in the city in 1658. This is often considered to be the first English bank outside of London. Smith’s Bank expanded through a series of acquisitions before, in 1902, it merged with the Union Bank of London.

In turn, this was acquired by what we know as the National Westminster Bank today, although it didn’t assume this name until 1970. It was one of the four banks responsible for the introduction of the Access card, now known as MasterCard, and was also one of the introducers of the Switch, now Maestro, debit card system.

As the country’s largest bank, customers of the NatWest have access to a wide range of borrowing options, including credit cards and mortgages.

Their many unsecured loans include home improvement loans, debt consolidation loans, car loans, and holiday loans. Interest rates and terms vary depending upon how much is borrowed, and what the loan is to be used for.

This allows customers to find a loan that’s suitable for them. Potential applicants can get a quote online, without it showing as a search that could affect their credit rating.