Skip to main content

Ocean Finance

Ocean Finance provide secured and unsecured loans to people of all backgrounds and credit scores

Compare loans


Loans displayed have term lengths between 6 months and 4 years, and 44.9% APR.

APR Total repayable

The amount is based on monthly compounding and for comparison purposes only.

Monthly repayments

Ocean Personal Loan

  • Instant decision
  • Adverse credit is considered
More info
44.9% APR Representative
£163.65 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Minimum age 20
  • Minimum income of £10,000 per annum
  • CCJs considered
  • Homeowners and tenants considered

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £3,500 over 36 months at a fixed rate of 37.7% per annum would result in a representative rate of 44.9% APR, monthly repayments of £163.65 and a total amount repayable of £5,891.40.

Warning: Late repayments can cause you serious money problems. For more information see our debt help guides.

uSwitch Limited is a credit broker, not a lender, for consumer credit products. Our services are provided at no cost to you, but we may receive a commission from the companies we refer you to. For some loans a broker fee of up to 12.5% may be added to the cost of the loan.

About Ocean Finance

Ocean Finance are a loan broker providing unsecured personal loans, secured home owner loans and a range of other credit products. They consider lending to people of all credit backgrounds. 

Ocean Finance was co-founded in 1991 by Paul Newey co-founded Ocean, with just £2,500 after he was made redundant.

The company was sold in 2006 to American insurance giant AIG, after changing hands again, as of 2015 now Ocean Finance is part of Intelligent Lending Limited. Their registered office address is Think Park, Mosley Road, Trafford Park, Manchester M17 1FQ.