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Opal

Opal Loans consider lending to those who struggle to find finance elsewhere such as those Bad Credit and may have CCJ's and defaults.

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Loans displayed have term lengths between 6 months and 5 years, 14.1% APR and 29.9% APR.

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APR Total repayable

The amount is based on monthly compounding and for comparison purposes only.

Monthly repayments

Opal homeowner loan

  • Same day decision
  • Accepted Rates based on your individual circumstances considered
More info
14.1% APR Representative
£8,853.00
£295.10 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Must be 25 years or older.
  • Earn a gross annual income greater than £15 000.
  • Must be a UK homeowner.
  • Did not miss any payments on your mortgage in the last 12 months.
  • Are not bankrupt, currently under IVA or on a Debt Management Arrangement.
  • Did not have any CCJ's in the last 12 months.

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 30 months at a fixed rate of 14.1% per annum would result in a representative rate of 14.1% APR, monthly repayments of £295.10 and a total amount repayable of £8,853.00.

Opal homeowner loan

  • Same day decision
  • Accepted Rates based on your individual circumstances considered
More info
29.9% APR Representative
£10,330.20
£344.34 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Must be 25 years or older.
  • Earn a gross annual income greater than £15 000.
  • Must be a UK homeowner.
  • Did not miss any payments on your mortgage in the last 12 months.
  • Are not bankrupt, currently under IVA or on a Debt Management Arrangement.
  • Did not have any CCJ's in the last 12 months.

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 30 months at a fixed rate of 29.9% per annum would result in a representative rate of 29.9% APR, monthly repayments of £344.34 and a total amount repayable of £10,330.20.

Warning: Late repayments can cause you serious money problems. For more information see our debt help guides.

uSwitch Limited is a credit broker, not a lender, for consumer credit products. Our services are provided at no cost to you, but we may receive a commission from the companies we refer you to. For some loans a broker fee of up to 12.5% may be added to the cost of the loan.