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QuidCycle is the peer to peer financial solution from Signia Money Limited. They cut out the middle man by offering a direct lender to borrower service.

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Loans displayed have term lengths between 6 months and 5 years, and 6.2% APR.

APR Total repayable

The amount is based on monthly compounding and for comparison purposes only.

Monthly repayments

QuidCycle Debt Consolidation Loan

  • Loan paid direct to creditors (can keep one credit card open)
  • Earn up to 4% bonus for financial success – terms apply
  • Financial Education to help achieve your goals
More info
6.2% APR Representative
£228.27 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Aged or older
  • No bankruptcy or CCJs

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 36 months at a fixed rate of 6.2% per annum would result in a representative rate of 6.2% APR, monthly repayments of £228.27 and a total amount repayable of £8,217.72.

Warning: Late repayments can cause you serious money problems. For more information see our debt help guides.

uSwitch Limited is a credit broker, not a lender, for consumer credit products. Our services are provided at no cost to you, but we may receive a commission from the companies we refer you to. For some loans a broker fee of up to 12.5% may be added to the cost of the loan.

About QuidCycle

QuidCycle is the peer to peer financial solution from Signia Money Limited. Based in London, they offer a direct lender to borrower service that cuts out the traditional middle men involved in financial transactions. Their ethos is based upon supporting their borrowers and lenders, and providing them with a better deal than they could normally expect, rather than increasing their internal profits. They see it as crowd sourcing brought to the financial market, where ordinary consumers make an investment in each other, and with an ethical objective based around debt management at its core.

Many people struggle to get loans from traditional lenders because of financial problems or existing debt. When they do find sources of credit, they can come with high interest rates which make them hard to pay off, meaning that the customer has to be content with servicing their debt. QuidCycle is designed to offer them a way around this. They can source loans at much lower rates, and they also provide cash incentives to borrowers who make regular and on-time payments. 

This helps borrowers remain on top of their payments, and take control of their financial situation while reducing their total debts. Borrowers will also be given free access to mentoring, and financial and debt management service. Customers who need a little extra help will have access to automatic protection via a generous provision fund.

Loans from QuidCycle are a fixed rate product. This means that there are no added charges, and the amount a borrower sees is the rate that they'll actually pay. Because the service is regulated by the Financial Conduct Authority, consumers who are new to peer to peer lending can be assured that the service is conducted to high standards. Borrowers, however, are reminded that their capital can be at risk by providing funds to lenders.