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Santander’s loans are designed to help consumers achieve their goals, be it a new car, making home improvements or to refresh their finances.

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Loans displayed from 1 company have term lengths between minimum 6 months and maximum 5 years and maximum 3.0% APR.

APR Total repayable

The amount is based on monthly compounding and for comparison purposes only.

Monthly repayments

Santander Personal Loan

  • 5 minute application
  • Quick decision
More info
3.0% APR Representative
£217.97 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Permanent UK resident
  • 21 & older
  • Good credit quality

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 3.0% per annum would result in a representative rate of 3.0% APR, monthly repayments of £217.97 and a total amount repayable of £7,846.92.

Warning: Late repayments can cause you serious money problems. For more information see our debt help guides.

uSwitch Limited is a credit broker, not a lender, for consumer credit products. Our services are provided at no cost to you, but we may receive a commission from the companies we refer you to. For some loans a broker fee of up to 12.5% may be added to the cost of the loan.

About Santander

Santander is a high street bank in the United Kingdom, although it is wholly owned by the Santander Group of Spain. It has quickly grown to be one of the largest providers of loans, mortgages and savings in the UK, and is known for its television adverts featuring British sports stars such as Jessica Ennis-Hill and Jenson Button.

The UK bank is run autonomously from its Spanish parent company, and has its headquarters in Camden, North London. As of 2014, they had approximately 14 million personal and business customers in the UK, and operated from over 1,000 branches nationwide.

The UK arm of Santander came into existence on 11th January 2010, when Abbey National merged with Bradford & Bingley. Alliance & Leicester was also taken under the new business name four months later.

Thanks to its Abbey National roots, the history of the bank can be dated back to 1849, when it was formed as a mutual building society. The bank pulled out of a deal to buy Royal Bank of Scotland and NatWest branches, but have announced plans to increase the number of business banking centres that they operate. They aim to have 70 of these in operation by 2016.

Because Santander is such a large bank with the backing of a European banking giant, they provide a full range of financial services to their clients, from investments to mortgages. They provide personal loans up to the value of £20,000 to both new and existing customers of the bank.

To be eligible to apply for a loan, customers must be 21 or over and be permanently resident in the UK. They must also have an annual income of at least £5,000, and have a direct debit facility on their account. Applicants won’t be able to obtain a loan if they have any CCJs, an IVA or have previously been declared bankrupt.