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TFS Loans

TFS Loans are a guarantor loan company specialising in lending to people who have been refused credit in the past.

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Loans displayed from 1 company have term lengths between minimum 6 months and maximum 5 years and maximum 39.9% APR.

APR Total repayable

The amount is based on monthly compounding and for comparison purposes only.

Monthly repayments

TFS Guarantor Loan

  • Everyone is considered
  • Quick approval
  • Easy to repay early
More info
39.9% APR Representative
£277.14 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Available to UK resident Only (excluding Northern Ireland)
  • Guarantor Must be a Home Owner and not a partner of the applicant
  • Aged 18 to 75
  • Bad Credit Specialists
  • CCJ's & Defaults considered
  • All income accepted including benefits subject to affordability

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £6,200 over 36 months at a fixed rate of 39.9% per annum would result in a representative rate of 39.9% APR, monthly repayments of £277.14 and a total amount repayable of £9,977.04.

Warning: Late repayments can cause you serious money problems. For more information see our debt help guides.

uSwitch Limited is a credit broker, not a lender, for consumer credit products. Our services are provided at no cost to you, but we may receive a commission from the companies we refer you to. For some loans a broker fee of up to 12.5% may be added to the cost of the loan.

About TFS Loans

TFS Loans are a guarantor loan company specialising in lending to people who have been refused credit in the past.

TFS Loans is a trading name for online guarantor loans from the parent company the Finance Store Ltd, the TFS loans website was created in 2010, but the company was founded in 2003.

They provide an alternative to payday loans with more affordable interest rates for those with bad credit. If you meet all your repayments you can improve your credit score with TFS Loans and apply for ordinary loans without a guarantor in the future.

To qualify for a loan from TFS you do need a regular monthly income but they are flexible other whether you are employed, self-employed, receiving a pension or benefits payments. Early repayments are allowed

You also need a guarantor who is a second person in the agreement who consents to meet the monthly repayments if the borrower finds themselves unable to. Your guarantor needs to be a UK Homeowner, between 18 to 75 and have a regular income.

A loan from TFS also be used for most purposes: debt consolidation, making home improvements or buying a car.