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Zuto

Zuto is an online car finance specialist offering tailored car loans for all circumstances

Compare loans

Pound
£

Loans displayed have term lengths between 6 months and 5 years, 11.2% APR and 33.2% APR.

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APR Total repayable

The amount is based on monthly compounding and for comparison purposes only.

Monthly repayments

Car Loan (excellent credit)

  • Specialist Car Finance provider with products from 15 Lenders
  • Buy from a Car Dealer of your choice
  • Rates apply to customers with excellent credit rating
  • Same-day decision
More info
11.2% APR Representative
£9,019.08
£214.74 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Age 18 -80
  • Must be UK Resident and have 3 years address history
  • Private Tennants, Homeowners and living with parents all accepted
  • Exisiting Credit
  • Traceable Voters Roll History required
  • No CCJ's, defaults or bankrupcy.
  • Benefits accepted

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 42 months at a fixed rate of 11.2% per annum would result in a representative rate of 11.2% APR, monthly repayments of £214.74 and a total amount repayable of £9,019.08.

Car Loan (good credit)

  • Specialist Car Finance provider with products from 15 Lenders
  • Buy from a Car Dealer of your choice
  • Rates apply to customers with good credit rating
  • Same-day decision
More info
13.9% APR Representative
£9,388.26
£223.53 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Age 18 - 80
  • Must be UK Resident and have 3 years address history
  • Private Tenants, Home-owners, and living with parents all accepted
  • Historical and settled Adverse accepted
  • Adverse < 3 years/old on referral
  • Benefits accepted.

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 42 months at a fixed rate of 13.9% per annum would result in a representative rate of 13.9% APR, monthly repayments of £223.53 and a total amount repayable of £9,388.26.

Car Loan (average credit)

  • Specialist Car Finance provider with products from 15 Lenders
  • Buy from a Car Dealer of your choice
  • Rates apply to customers with average credit rating
  • Same-day decision
More info
16.8% APR Representative
£9,785.16
£232.98 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Age 18 -80
  • Must be UK Resident and have 3 years address history
  • Private Tennants, Homeowners and living with parents all accepted
  • Exisiting Credit
  • Traceable Voters Roll History required
  • No CCJ's, defaults or bankrupcy.
  • Benefits accepted

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 42 months at a fixed rate of 16.8% per annum would result in a representative rate of 16.8% APR, monthly repayments of £232.98 and a total amount repayable of £9,785.16.

Car Loan (poor credit)

  • Specialist Car Finance provider with products from 15 Lenders
  • Buy from a Car Dealer of your choice
  • Rates apply to customers with poor credit rating
  • Same-day decision
More info
25.6% APR Representative
£10,989.30
£261.65 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Age 18 -80
  • Must be UK Resident and have 3 years address history
  • Private Tennants, Homeowners and living with parents all accepted
  • Exisiting Credit
  • Traceable Voters Roll History required
  • No CCJ's, defaults or bankrupcy.
  • Benefits accepted

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 42 months at a fixed rate of 25.6% per annum would result in a representative rate of 25.6% APR, monthly repayments of £261.65 and a total amount repayable of £10,989.30.

Car Loan (bad credit)

  • Specialist Car Finance provider with products from 15 Lenders
  • Buy from a Car Dealer of your choice
  • Rates apply to customers with bad credit rating
  • Same day decision
More info
33.2% APR Representative
£12,024.60
£286.30 repayable per month
Can I get this loan?
Please make sure you at least meet the following criteria:
  • Age 18-70
  • Must be UK Resident & have 3 years address history
  • Private tenants, Home-owner and Living with parents all accepted
  • Recent Adverse, discharged bankruptcy, mortgage arrears and benefits accepted
  • minimum income £750/month net

Additional criteria for acceptance from the lender may apply.

Assumed borrowing of £7,500 over 42 months at a fixed rate of 33.2% per annum would result in a representative rate of 33.2% APR, monthly repayments of £286.30 and a total amount repayable of £12,024.60.

Warning: Late repayments can cause you serious money problems. For more information see our debt help guides.

uSwitch Limited is a credit broker, not a lender, for consumer credit products. Our services are provided at no cost to you, but we may receive a commission from the companies we refer you to. For some loans a broker fee of up to 12.5% may be added to the cost of the loan.

About Zuto

Zuto is a car buying expert dedicated to putting you in control of one of life’s biggest buying decisions. Formerly known as Car Loan 4U, Zuto was founded in 2006 and now employs over 250 people in offices in Macclesfield and Manchester.

Zuto’s aim is to help car buyers take charge of their finance before going to a car dealer, or starting their search for a vehicle, because they believe this helps people stick to a budget they can afford and avoid pushy sales and signing paperwork on the forecourt.

Zuto consider car finance applications from people with a wide variety of circumstances, such as those with poor-credit scores, the self-employed and young drivers.  They can also find finance options for motorbikes, vans, taxis, caravans and other specialist vehicles.

In addition to helping customers find finance, Zuto also provides free vehicle history checks, free valuation checks, help with the paperwork and can even help in the search for a vehicle with a car finding team and recommended dealer network.