Google’s Android Pay mobile wallet has finally launched here in the UK. The service, aimed at taking on Apple Pay, is live now and ready for you to add your debit or credit card.
If you’ve got an Android phone and are unsure about how Android Pay works and how to set it up, we’ve got you covered.
Read on and we’ll tell you how to check whether your smartphone is compatible and how to get it working without a hitch.
Check your phone is compatible
Android Pay works on all Google–backed smartphones which use Android KitKat 4.4 and higher.
That means if you bought a phone from the likes of Samsung, LG, HTC and Motorola in the past two years, you should be fine.
But checking whether your phone will support the service is easy.
Just Open up the Settings app, scroll down to About Phone and then hit Software Information. All the details you need will be at the top of your screen.
Make sure your bank is on board
MasterCard and Visa have both signed up for Android Pay. However, your bank will also need to be on board for you to use the service.
Bank of Scotland, First Direct, Halifax, HSBC, Lloyds Bank, M&S Bank, MBNA and Nationwide are all launch partners. So if you’re with Barclays or NatWest, you’ll have to wait.
Download the app
Head into the Google Play Store and search for the Android Pay app. It’s free and all you need to do is press download to get it onto your device.
You can grab it here.
Open it up and enter your details
When you open Android Pay you’ll be prompted to add your card details.
You can either do this manually by typing out your personal information, or you’ll be given the option of scanning your card, so Google can get your long number and other details without you having to tap the screen.
If you already have a card paired with Google Play for downloading apps and music, then there’s a button for that too.
Simply tap it, enter the CVC code on the back of your card, and your details will be stashed.
You’re good to go
Now you can use Android Pay. It works just like a contactless card.
Simply have your screen on near a pay terminal and you’ll see the option to pay using your paired debit or credit card. Google does not transmit your personal information, instead using a randomly generated number for every transaction.
You’ll get a notification when you spend. Transactions are limited to £30.
Want to know more about Android Pay? Head to our one-stop FAQ.