1. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 25 and younger than 75 at mortgage end

    Additional criteria may apply

    Monthly repayment

    £631.66

    Initial rate

    1.39% until

    Fees

    £2,304 fees

    APRC

    4.6% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.09%, costing £918.06 p/m) for 276 months. Total amount payable £270,849: Interest (£108,545); Application fee (£1,995); Valuation fee (£274); Funds transfer fee (£35); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/12/2018.
  2. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 25 and younger than 75 at mortgage end

    Additional criteria may apply

    Monthly repayment

    £635.40

    Initial rate

    1.44% until

    Fees

    £2,030 fees

    APRC

    4.6% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.09%, costing £918.47 p/m) for 276 months. Total amount payable £270,777: Interest (£108,747); Application fee (£1,995); Funds transfer fee (£35); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/12/2018.
  3. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 21

    Additional criteria may apply

    Monthly repayment

    £635.40

    Initial rate

    1.44% until

    Fees

    £2,545 fees

    APRC

    4.4% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £888.79 p/m) for 276 months. Total amount payable £263,100: Interest (£100,555); Application fee (£1,995); Valuation fee (£340); Legal fee (£100); Funds transfer fee (£20); Mortgage discharge fee (£90); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/01/2019.
  4. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 21

    Additional criteria may apply

    Monthly repayment

    £639.15

    Initial rate

    1.49% until

    Fees

    £2,545 fees

    APRC

    4.4% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £889.18 p/m) for 276 months. Total amount payable £263,298: Interest (£100,753); Application fee (£1,995); Valuation fee (£340); Legal fee (£100); Funds transfer fee (£20); Mortgage discharge fee (£90); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/01/2019.
  5. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Wales
    • Are older than 25 and younger than 75 at mortgage end
    • Have no repossessions

    Additional criteria may apply

    Monthly repayment

    £641.40

    Initial rate

    1.52% until

    Fees

    £2,203 fees

    APRC

    4.6% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £910.58 p/m) for 276 months. Total amount payable £268,916: Interest (£106,713); Application fee (£1,995); Legal fee (£118); Mortgage discharge fee (£90); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/03/2019.
  6. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 21 and younger than 80 at mortgage end
    • Have no repossessions

    Additional criteria may apply

    Monthly repayment

    £646.69

    Initial rate

    1.59% until

    Fees

    £1,910 fees

    APRC

    4.8% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.24%, costing £932.57 p/m) for 276 months. Total amount payable £274,821: Interest (£112,911); Application fee (£1,795); Funds transfer fee (£35); Mortgage discharge fee (£80); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/01/2019.
  7. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 21 and younger than 80 at mortgage end
    • Have no repossessions

    Additional criteria may apply

    Monthly repayment

    £646.69

    Initial rate

    1.59% until

    Fees

    £2,036 fees

    APRC

    4.8% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.24%, costing £932.57 p/m) for 276 months. Total amount payable £274,947: Interest (£112,911); Application fee (£1,795); Legal fee (£126); Funds transfer fee (£35); Mortgage discharge fee (£80); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/01/2019.
  8. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 21

    Additional criteria may apply

    Monthly repayment

    £646.69

    Initial rate

    1.59% until

    Fees

    £2,105 fees

    APRC

    4.4% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £889.96 p/m) for 276 months. Total amount payable £263,255: Interest (£101,150); Application fee (£1,995); Funds transfer fee (£20); Mortgage discharge fee (£90); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/01/2019.
  9. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Wales
    • Are older than 21
    • Have no arrears, repossessions

    Additional criteria may apply

    Monthly repayment

    £647.44

    Initial rate

    1.6% until

    Fees

    £1,218 fees

    APRC

    5.1% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.69%, costing £971.89 p/m) for 276 months. Total amount payable £284,998: Interest (£123,780); Booking fee (£100); Application fee (£895); Legal fee (£118); Funds transfer fee (£20); Mortgage discharge fee (£85); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 13/11/2018.
  10. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 21 and younger than 85 at mortgage end
    • Have no CCJs, bankruptcies, repossessions
    • Must already have a mortgage with Virgin Money

    Additional criteria may apply

    Monthly repayment

    £647.44

    Initial rate

    1.6% until

    Fees

    £2,045 fees

    APRC

    4.8% overall cost
    Must already have a mortgage with Virgin Money
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.19%, costing £928.35 p/m) for 276 months. Total amount payable £273,807: Interest (£111,762); Application fee (£1,995); Mortgage discharge fee (£50); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 01/03/2019.