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Bank Of Ireland

Ireland’s oldest bank today provides a wide range of different banking services to personal and business customers.

Compare mortgages

Reason for mortgage
£
£
years
How would you like to repay?
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Rate type Initial rate Fees Overall cost
APRC

Overall costs for comparison. This is a way of comparing most costs including interest and fees.

Monthly cost
Rate type
Fixed 30/11/2018
Initial rate
1.33%then 4.24% (variable)
Fees
£1,838fees
Overall cost
3.8%APRC
Monthly cost
£627.20 for 24 months then £846.46 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 60.0% loan-to-value (LTV) available.
  • Eligible for home movers.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £250,513 includes: Loan amount (£160,000); Interest (£88,675); Application fee (£995); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed 31/01/2019
Initial rate
1.39%then 4.24% (variable)
Fees
£1,838fees
Overall cost
3.8%APRC
Monthly cost
£631.66 for 24 months then £846.91 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 60.0% loan-to-value (LTV) available.
  • Eligible for first-time buyers, home movers.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £250,745 includes: Loan amount (£160,000); Interest (£88,907); Application fee (£995); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed 30/11/2018
Initial rate
1.43%then 4.24% (variable)
Fees
£2,338fees
Overall cost
3.8%APRC
Monthly cost
£634.65 for 24 months then £847.21 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 75.0% loan-to-value (LTV) available.
  • Eligible for home movers.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £251,400 includes: Loan amount (£160,000); Interest (£89,062); Application fee (£1,495); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed 31/01/2019
Initial rate
1.46%then 4.24% (variable)
Fees
£1,838fees
Overall cost
3.8%APRC
Monthly cost
£636.90 for 24 months then £847.43 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75.0% loan-to-value (LTV) available.
  • Eligible for first-time buyers, home movers.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £251,015 includes: Loan amount (£160,000); Interest (£89,177); Application fee (£995); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed 31/01/2019
Initial rate
1.48%then 4.24% (variable)
Fees
£1,338fees
Overall cost
3.8%APRC
Monthly cost
£638.40 for 24 months then £847.58 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 60.0% loan-to-value (LTV) available.
  • Eligible for first-time buyers, home movers.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £250,593 includes: Loan amount (£160,000); Interest (£89,255); Application fee (£495); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed 30/11/2018
Initial rate
1.48%then 4.24% (variable)
Fees
£1,338fees
Overall cost
3.8%APRC
Monthly cost
£638.40 for 24 months then £847.58 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 60.0% loan-to-value (LTV) available.
  • Eligible for home movers.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £250,593 includes: Loan amount (£160,000); Interest (£89,255); Application fee (£495); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed 31/01/2019
Initial rate
1.49%then 4.24% (variable)
Fees
£1,838fees
Overall cost
3.8%APRC
Monthly cost
£639.15 for 24 months then £847.66 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 60.0% loan-to-value (LTV) available.
  • Eligible for first-time buyers, home movers.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £251,131 includes: Loan amount (£160,000); Interest (£89,293); Application fee (£995); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed 30/11/2018
Initial rate
1.49%then 4.24% (variable)
Fees
£1,838fees
Overall cost
3.8%APRC
Monthly cost
£639.15 for 24 months then £847.66 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 60.0% loan-to-value (LTV) available.
  • Eligible for home movers.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £251,131 includes: Loan amount (£160,000); Interest (£89,293); Application fee (£995); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed 31/01/2019
Initial rate
1.53%then 4.24% (variable)
Fees
£1,338fees
Overall cost
3.8%APRC
Monthly cost
£642.16 for 24 months then £847.96 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75.0% loan-to-value (LTV) available.
  • Eligible for first-time buyers, home movers.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £250,786 includes: Loan amount (£160,000); Interest (£89,448); Application fee (£495); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed 30/11/2018
Initial rate
1.53%then 4.24% (variable)
Fees
£1,338fees
Overall cost
3.8%APRC
Monthly cost
£642.16 for 24 months then £847.96 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 75.0% loan-to-value (LTV) available.
  • Eligible for home movers.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £250,786 includes: Loan amount (£160,000); Interest (£89,448); Application fee (£495); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

About Bank Of Ireland

The Bank of Ireland is Ireland’s oldest bank and until 1971, it was the official Irish government bank. The bank first opened its doors for business in 1783 and has come a long way since offering financial advice to local farmers in remote agricultural communities.

The headquarters of the Bank of Ireland is in Dublin, but it has a number of branches across the UK, primarily as a result of its takeover of the Bristol and West Building Society in 1996. The bank also provides banking services for the Post Office.

Today the Bank of Ireland UK provides a wide range of different banking services to personal and business customers. These include deposit and savings accounts, loans, foreign exchange facilities, asset finance, and mortgages.

Bank of Ireland UK mortgages are available forfirst time buyers, home owners wishing to re-mortgage, self build, or move home. Landlords are also catered for with a selection of buy to let Bank of Ireland UK mortgages. The bank welcomes new and existing customers.

Products available from the Bank of Ireland UK include fixed rate, variable rate, tracker and interest only mortgages.

First time buyers can choose from a range of fixed and tracker Bank of Ireland UK mortgages available. The bank offers special mortgage deals for first time buyers trying to get a foothold on the property ladder, including a specialist mortgage that lets customers borrow against the earning power or a relative or sponsor.

Buy to let mortgages for landlords are available.

Bank of Ireland UK mortgages applications can be made in branch or over the telephone.

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