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Bank Of Ireland

Ireland’s oldest bank today provides a wide range of different banking services to personal and business customers.

Compare mortgages

Reason for mortgage
£
£
years
How would you like to repay?
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Rate type Initial rate Fees Overall cost
APRC

Overall costs for comparison. This is a way of comparing most costs including interest and fees.

Monthly cost
Rate type
Fixed until 31/10/2018
Initial rate
1.39%then 4.24% (variable)
Fees
£1,838fees
Overall cost
3.8%APRC
Monthly cost
£631.66 for 24 months then £846.91 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £250,745 includes: Loan amount (£160,000); Interest (£88,907); Application fee (£995); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2018
Initial rate
1.48%then 4.24% (variable)
Fees
£2,338fees
Overall cost
3.8%APRC
Monthly cost
£638.40 for 24 months then £847.58 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £251,593 includes: Loan amount (£160,000); Interest (£89,255); Application fee (£1,495); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 30/11/2018
Initial rate
1.55%then 4.24% (variable)
Fees
£1,338fees
Overall cost
3.8%APRC
Monthly cost
£643.66 for 24 months then £848.11 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £250,863 includes: Loan amount (£160,000); Interest (£89,525); Application fee (£495); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2018
Initial rate
1.64%then 4.24% (variable)
Fees
£1,838fees
Overall cost
3.9%APRC
Monthly cost
£650.48 for 24 months then £848.77 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 85% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £251,710 includes: Loan amount (£160,000); Interest (£89,872); Application fee (£995); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/07/2018
Initial rate
1.79%then 4.24% (variable)
Fees
£1,642fees
Overall cost
3.9%APRC
Monthly cost
£661.93 for 24 months then £849.87 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/07/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £252,092 includes: Loan amount (£160,000); Interest (£90,450); Application fee (£799); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2019
Initial rate
1.83%then 4.24% (variable)
Fees
£2,338fees
Overall cost
3.7%APRC
Monthly cost
£665.00 for 36 months then £842.26 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £248,635 includes: Loan amount (£160,000); Interest (£86,297); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Application fee (£1,495); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2018
Initial rate
1.83%then 4.24% (variable)
Fees
£843fees
Overall cost
3.9%APRC
Monthly cost
£665.00 for 24 months then £850.16 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £251,447 includes: Loan amount (£160,000); Interest (£90,604); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2019
Initial rate
1.87%then 4.24% (variable)
Fees
£2,338fees
Overall cost
3.7%APRC
Monthly cost
£668.09 for 36 months then £842.69 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £248,860 includes: Loan amount (£160,000); Interest (£86,522); Application fee (£1,495); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/07/2018
Initial rate
1.88%then 4.24% (variable)
Fees
£1,642fees
Overall cost
3.9%APRC
Monthly cost
£668.86 for 24 months then £850.52 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/07/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £252,439 includes: Loan amount (£160,000); Interest (£90,797); Application fee (£799); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2018
Initial rate
1.94%then 4.24% (variable)
Fees
£843fees
Overall cost
3.9%APRC
Monthly cost
£673.50 for 24 months then £850.95 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £251,871 includes: Loan amount (£160,000); Interest (£91,028); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/07/2018
Initial rate
1.97%then 4.24% (variable)
Fees
£843fees
Overall cost
3.9%APRC
Monthly cost
£675.83 for 24 months then £851.17 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/07/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £251,986 includes: Loan amount (£160,000); Interest (£91,143); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 30/11/2018
Initial rate
1.99%then 4.24% (variable)
Fees
£1,338fees
Overall cost
3.9%APRC
Monthly cost
£677.39 for 24 months then £851.31 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 85% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £252,558 includes: Loan amount (£160,000); Interest (£91,220); Application fee (£495); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2018
Initial rate
1.99%then 4.24% (variable)
Fees
£843fees
Overall cost
3.9%APRC
Monthly cost
£677.39 for 24 months then £851.31 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £252,063 includes: Loan amount (£160,000); Interest (£91,220); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2019
Initial rate
2.03%then 4.24% (variable)
Fees
£1,838fees
Overall cost
3.8%APRC
Monthly cost
£680.51 for 36 months then £844.41 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 85% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £249,260 includes: Loan amount (£160,000); Interest (£87,422); Application fee (£995); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2018
Initial rate
2.03%then 4.24% (variable)
Fees
£843fees
Overall cost
3.9%APRC
Monthly cost
£680.51 for 24 months then £851.60 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £252,217 includes: Loan amount (£160,000); Interest (£91,374); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/07/2019
Initial rate
2.06%then 4.24% (variable)
Fees
£1,838fees
Overall cost
3.8%APRC
Monthly cost
£682.85 for 36 months then £844.73 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/07/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £249,429 includes: Loan amount (£160,000); Interest (£87,591); Application fee (£995); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2018
Initial rate
2.08%then 4.24% (variable)
Fees
£843fees
Overall cost
3.9%APRC
Monthly cost
£684.42 for 24 months then £851.96 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 85% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £252,409 includes: Loan amount (£160,000); Interest (£91,566); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/07/2019
Initial rate
2.08%then 4.24% (variable)
Fees
£2,338fees
Overall cost
3.8%APRC
Monthly cost
£684.42 for 36 months then £844.94 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/07/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £250,041 includes: Loan amount (£160,000); Interest (£87,703); Application fee (£1,495); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/07/2019
Initial rate
2.09%then 4.24% (variable)
Fees
£1,838fees
Overall cost
3.8%APRC
Monthly cost
£685.20 for 36 months then £845.05 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: Northern Ireland
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/07/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £249,597 includes: Loan amount (£160,000); Interest (£87,759); Application fee (£995); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2018
Initial rate
2.09%then 4.24% (variable)
Fees
£2,338fees
Overall cost
3.9%APRC
Monthly cost
£685.20 for 24 months then £852.03 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £253,942 includes: Loan amount (£160,000); Interest (£91,604); Application fee (£1,495); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

About Bank Of Ireland

The Bank of Ireland is Ireland’s oldest bank and until 1971, it was the official Irish government bank. The bank first opened its doors for business in 1783 and has come a long way since offering financial advice to local farmers in remote agricultural communities.

The headquarters of the Bank of Ireland is in Dublin, but it has a number of branches across the UK, primarily as a result of its takeover of the Bristol and West Building Society in 1996. The bank also provides banking services for the Post Office.

Today the Bank of Ireland UK provides a wide range of different banking services to personal and business customers. These include deposit and savings accounts, loans, foreign exchange facilities, asset finance, and mortgages.

Bank of Ireland UK mortgages are available forfirst time buyers, home owners wishing to re-mortgage, self build, or move home. Landlords are also catered for with a selection of buy to let Bank of Ireland UK mortgages. The bank welcomes new and existing customers.

Products available from the Bank of Ireland UK include fixed rate, variable rate, tracker and interest only mortgages.

First time buyers can choose from a range of fixed and tracker Bank of Ireland UK mortgages available. The bank offers special mortgage deals for first time buyers trying to get a foothold on the property ladder, including a specialist mortgage that lets customers borrow against the earning power or a relative or sponsor.

Buy to let mortgages for landlords are available.

Bank of Ireland UK mortgages applications can be made in branch or over the telephone.

uSwitch is authorised and regulated by the Financial Conduct Authority (FSA FRN 312850) to provide this mortgage comparison service

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