2 Year Discounted
- Are resident of England, Scotland, Wales
- Are older than 18 and younger than 75 at mortgage end
- Have no repossessions
Additional criteria may apply
Chelsea offers a number of different products and services, both via its branches and direct to the general public.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The Chelsea Building Society can trace its roots back to 1878 when the Borough of Chelsea Permanent Building Society was formed. As the years passed, the society merged with smaller societies, growing stronger and more successful at every turn. In 1966, it merged with the Camberwell and South London Building Society, becoming known as the Chelsea and South London Building Society.
By 2009, the Chelsea Building Society was the fifth largest society in the UK, with many branches in southern England and a direct mortgage and savings facility. In 2010, the Chelsea merged with the Yorkshire Building Society, which was at the time the UK’s second biggest building society. Despite the merger, Chelsea Building Society retained its name and brand and today it continues to offer its products to customers all over the UK.
Chelsea BS mortgage applications can be made online using their paperless system. Progress updates are sent via SMS or email.
Chelsea BS mortgages are suitable for first time buyers or customers looking to re-mortgage, either as a result of moving home, or simply to secure a better deal. There are a number of different Chelsea BS mortgage products available at any given time, including tracker, fixed rate and offset accounts. There is a non-refundable application fee payable on all Chelsea BS mortgages.
First time buyers can get a foothold on the property ladder with a 95% low deposit mortgage from Chelsea Building Society. Other deals such as cashback and free valuations may also be available to first time buyers. Offset mortgages from Chelsea BS link a mortgage account with a savings account so customers only pay interest on the difference between the two.
Fixed rate Chelsea BS mortgages are useful for customers who want to plan their finances.
Tracker mortgages track the Bank of England base rate.
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