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GE Money

GE Money offers a wide range of mortgage products to first time buyers, self-employed people, new and existing customers, who for a wide variety of reasons can’t get a mortgage from a high street lender.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

About GE Money

GE Money Home Lending is part of the much larger GE Capital, which is a subsidiary of General Electric (GE). GE is a global company with interests in a wide variety of different sectors, including media and technology.

GE Money is a major financial service provider in the UK. They sell their products through a network of intermediaries – mortgage brokers and financial advisors – and customers come to GE Money as an alternative to high street banks and building societies. GE Money strives to be a responsible lender by only offering products that meet their customers’ needs. They also work with UK charities to provide advice on money matters.

Their products include interest only and standard repayment mortgages. Customers can opt for one or the other, or apply for a combination of interest only and repayment mortgage.

GE Money also offers insurance products to protect the home.

Repayments made on GE Money interest only mortgages are designed to pay the interest on the loan, not the capital. As such, the capital of the mortgage (which is the original amount borrowed) will still need to be repaid at the end of the term. Overpayments can be made on a GE Money mortgage to reduce the amount of capital owing on an interest only mortgage.

Mortgages from GE Money are only available to UK residents aged 18 years and above. All GE Money mortgage applications are subject to status. Customers are encouraged to make mortgage repayments via Direct Debit arrangement, but regular payments into a mortgage account can also be made over the telephone.

If customers experience any difficulties paying their GE Money mortgage, it may be possible to arrange a new payment agreement.

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