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Godiva Mortgages

Coventry Building Society provides a wide range of residential mortgages, but through Godiva Mortgages Ltd, Coventry Building Society provides mortgages to the buy to let sector.

Compare mortgages

Reason for mortgage
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years
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Rate type Initial rate Fees Overall cost
APRC

Overall costs for comparison. This is a way of comparing most costs including interest and fees.

Monthly cost
Rate type
Fixed until 31/01/2019
Initial rate
1.99%then 4.49% (variable)
Fees
£2,579fees
Overall cost
4.1%APRC
Monthly cost
£677.39 for 24 months then £872.03 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £259,517 includes: Loan amount (£160,000); Interest (£96,938); Application fee (£1,999); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable
Initial rate
2.09% (variable)
Fees
£2,579fees
Overall cost
2.1%APRC
Monthly cost
£685.20 per month
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £208,139 includes: Loan amount (£160,000); Interest (£45,560); Application fee (£1,999); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2019
Initial rate
2.09%then 4.49% (variable)
Fees
£2,579fees
Overall cost
4.2%APRC
Monthly cost
£685.20 for 24 months then £872.76 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £259,906 includes: Loan amount (£160,000); Interest (£97,327); Application fee (£1,999); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2019
Initial rate
2.19%then 4.49% (variable)
Fees
£2,579fees
Overall cost
4.2%APRC
Monthly cost
£693.06 for 24 months then £873.48 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £260,295 includes: Loan amount (£160,000); Interest (£97,715); Application fee (£1,999); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable
Initial rate
2.29% (variable)
Fees
£2,579fees
Overall cost
2.3%APRC
Monthly cost
£700.98 per month
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £212,874 includes: Loan amount (£160,000); Interest (£50,295); Application fee (£1,999); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2019
Initial rate
2.29%then 4.49% (variable)
Fees
£1,579fees
Overall cost
4.2%APRC
Monthly cost
£700.98 for 24 months then £874.20 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £259,683 includes: Loan amount (£160,000); Interest (£98,103); Application fee (£999); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2019
Initial rate
2.29%then 4.49% (variable)
Fees
£2,579fees
Overall cost
4.2%APRC
Monthly cost
£700.98 for 24 months then £874.20 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £260,683 includes: Loan amount (£160,000); Interest (£98,103); Application fee (£1,999); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Tracker until 31/10/2018
Initial rate
2.3%then 4.49% (variable)
Fees
£2,579fees
Overall cost
4.2%APRC
Monthly cost
£701.78 for 24 months then £874.27 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £260,721 includes: Loan amount (£160,000); Interest (£98,142); Application fee (£1,999); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Tracker until 31/10/2018
Initial rate
2.3%then 4.49% (variable)
Fees
£2,579fees
Overall cost
4.2%APRC
Monthly cost
£701.78 for 24 months then £874.27 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £260,721 includes: Loan amount (£160,000); Interest (£98,142); Application fee (£1,999); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable
Initial rate
2.39% (variable)
Fees
£1,579fees
Overall cost
2.4%APRC
Monthly cost
£708.96 per month
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £214,266 includes: Loan amount (£160,000); Interest (£52,687); Application fee (£999); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2019
Initial rate
2.49%then 4.49% (variable)
Fees
£1,579fees
Overall cost
4.2%APRC
Monthly cost
£716.98 for 24 months then £875.62 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £260,458 includes: Loan amount (£160,000); Interest (£98,878); Application fee (£999); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable
Initial rate
2.59% (variable)
Fees
£1,579fees
Overall cost
2.6%APRC
Monthly cost
£725.06 per month
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £219,098 includes: Loan amount (£160,000); Interest (£57,518); Application fee (£999); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2022
Initial rate
2.59%then 4.49% (variable)
Fees
£2,579fees
Overall cost
3.8%APRC
Monthly cost
£725.06 for 60 months then £857.79 (variable)
for 240 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £251,954 includes: Loan amount (£160,000); Interest (£89,374); Application fee (£1,999); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Tracker until 31/10/2018
Initial rate
2.6%then 4.49% (variable)
Fees
£1,579fees
Overall cost
4.2%APRC
Monthly cost
£725.87 for 24 months then £876.39 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £260,883 includes: Loan amount (£160,000); Interest (£99,304); Application fee (£999); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Tracker until 31/10/2018
Initial rate
2.6%then 4.49% (variable)
Fees
£1,579fees
Overall cost
4.2%APRC
Monthly cost
£725.87 for 24 months then £876.39 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £260,883 includes: Loan amount (£160,000); Interest (£99,304); Application fee (£999); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2022
Initial rate
2.69%then 4.49% (variable)
Fees
£2,579fees
Overall cost
3.9%APRC
Monthly cost
£733.19 for 60 months then £859.52 (variable)
for 240 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £252,855 includes: Loan amount (£160,000); Interest (£90,276); Application fee (£1,999); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2022
Initial rate
2.79%then 4.49% (variable)
Fees
£1,579fees
Overall cost
3.9%APRC
Monthly cost
£741.38 for 60 months then £861.23 (variable)
for 240 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £252,757 includes: Loan amount (£160,000); Interest (£91,177); Application fee (£999); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2019
Initial rate
2.79%then 4.49% (variable)
Fees
£580fees
Overall cost
4.3%APRC
Monthly cost
£741.38 for 24 months then £877.70 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £260,618 includes: Loan amount (£160,000); Interest (£100,037); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2022
Initial rate
2.99%then 4.49% (variable)
Fees
£2,579fees
Overall cost
4.0%APRC
Monthly cost
£757.91 for 60 months then £864.61 (variable)
for 240 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £255,561 includes: Loan amount (£160,000); Interest (£92,982); Application fee (£1,999); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2022
Initial rate
3.09%then 4.49% (variable)
Fees
£580fees
Overall cost
4.0%APRC
Monthly cost
£766.25 for 60 months then £866.29 (variable)
for 240 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 85 or younger at mortgage end
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £254,464 includes: Loan amount (£160,000); Interest (£93,884); Valuation fee (£270); Legal fee (£177); Funds transfer fee (£8); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

About Godiva Mortgages

Godiva Mortgages is a subsidiary of Coventry Building Society. The brand name ‘Godiva’ derives from the logo of the Coventry Building Society – Lady Godiva on horseback. Coventry Building Society provides a wide range of residential mortgages for first time buyers and existing home owners, but through Godiva Mortgages Ltd, Coventry Building Society provides mortgages to the buy to let sector. Godiva Mortgages are sold through intermediaries.

Landlords and property investors can choose from a selection of fixed rate mortgages and variable rate mortgages. Certain restrictions apply to buy to let mortgages from Godiva and it is important that eligibility criteria are met before an application is made as booking fees are non-refundable.

Buy to let Godiva mortgages are not available to first time buyers.

Godiva mortgages are not available on properties intended for Houses of Multiple Occupation (HMOs). Properties cannot be let to multiple residences, the only exception being student houses where the maximum occupancy is four students. This restriction also applies to houses with more than one kitchen.

Buy to let mortgage applications will not be considered on properties where the rental income will come from Department of Work and Pensions benefit payments or where the property will be let to a close family member. Properties cannot be used as a main residence and then re-mortgaged on a buy to let basis.

The maximum term of a Godiva mortgage is 35 years. All mortgage applicants must be 18 years or older and be UK residents. Non-permanent UK residents will not be considered.

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