Mortgages are one of the key products provided by the Harpenden Building Society.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The Harpenden Building Society is a mutual and was formed in 1953 to serve the local community. The more affluent members of the Harpenden community paid money into the society and those in need borrowed money so they could buy their own homes. The system worked well and the first branch office was opened in 1960. Since then the building society has gone from strength to strength. There are now several branches of the Harpenden Building Society in the Home Counties and the society celebrated its diamond anniversary in 2013.
Like most building societies, Harpenden Building Society offers a number of different financial products and services. The society provides savings accounts and mortgages. They also provide a business service for businesses of all sizes, which includes a selection of business accounts.
Harpenden Building Society mortgage advisors don’t use credit scoring when deciding on whether a customer can afford the repayments. Instead, they offer a personalised and common sense approach to mortgage lending. Their mortgage advisors will look at each Harpenden BS mortgage application individually. They specialise in complex cases and unusual projects or properties, and are therefore more likely to lend to customers who have had little success with big name lenders.
There are several different Harpenden BS mortgages to choose from. These include guarantor mortgages for first time buyers, loans for existing homeowners wishing to move, extend or improve their home, bridging loans, property development mortgages, and mortgages for customers looking to buy a second or holiday home.
Buildings insurance is compulsory for customers taking out a Harpenden BS mortgage.
The society does not charge a redemption penalty if a customer makes an early repayment on their mortgage.
Interest on Harpenden BS mortgages is calculated annually.
Mortgage applications can be made in-branch or by talking to one of the mortgage advisors via telephone. Application forms can be downloaded from the society’s website.
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