3 Year Discounted
- Are resident of England, Wales
- Are older than 18 and younger than 80 at mortgage end
- Have no bankruptcies, repossessions
Additional criteria may apply
Holmesdale Building Society provides a varied selection of mortgage products for existing homeowners, first time buyers, landlords, and UK expatriates.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Holmesdale Building Society was formed in Reigate, Surrey, in 1855. It was created by Thomas Buckland, who saw a need for a local building society that was able to offer savings facilities and mortgages on favourable terms for working people in the local community. Funds were raised from paid subscriptions and mortgage applications were decided by ballot amongst the members.
The founding members of the Holmesdale Building Society intended to wind things up after a few years, but thanks to the its success and continuing demand, it was decided to allow the society to continue operating indefinitely. The Buckland family continued to be a significant part of the society they founded until 2002, upon which time David Buckland, the last remaining family member, passed away.
Today the Holmesdale Building Society is still a big part of the local community and continues to serve its members in Surrey, but its field of activities has been expanded and the society now has members all over the UK.
Savings and mortgages are the key products on offer at the Holmesdale Building Society. The society provides a varied selection of different mortgage products for first time buyers, existing homeowners, landlords, and UK expatriates.
First time buyers can choose from several different Holmesdale BS mortgages, including discounted and variable rates. First time buyers also have the option of parental helping hand ‘collateral charge’ mortgage products.
Shared ownership Holmesdale BS mortgages are suitable for customers wishing to buy a share of a property under the government’s shared ownership scheme.
Self-build mortgages from Holmesdale are made to measure.
Singular homes Holmesdale mortgages are for customers who don’t fit the normal lending criteria. Each application is judged on its own merits.
Mortgage applications can be made in-branch or via telephone.
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