2 Year Tracker
- Are resident of England, Scotland, Wales, Northern Ireland
- Are older than 18
- Have no CCJs, arrears, defaults, bankruptcies, repossessions
- Must be an existing customer of HSBC
Additional criteria may apply
As one of the biggest names on the high street - HSBC offers an extensive range of mortgage products to suit many potential customers.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
HSBC is the second largest bank in the world, with headquarters in London and branches in dozens of countries. The initials ‘HSBC’ stand for Hong Kong and Shanghai Banking Corporation, which was formed by Sir Thomas Sutherland in 1865. HSBC Holdings was formed in 1991. Within a short space of time it had acquired Midland Bank and gained a big foothold in the UK banking market.
Today HSBC is one of the big names on the high street. The bank provides a wide range of banking and other financial services in the retail and business sector. It also offers private banking services for its global clients.
HSBC mortgages are available for first time buyers, existing homeowners and landlords. Mortgage applications can be made at any HSBC branch, via telephone, or online. Customers who choose to speak to a mortgage advisor by telephone or in person can take advantage of the guidance on offer, but online applicants won’t receive any advice on products.
Existing homeowners have a choice of several different fixed rate HSBC mortgages. Those remortgaging may be eligible for various special offers, including zero booking fees.
New and existing homeowners can apply to borrow more against their home.
Buy to let mortgages are available for borrowers who fit the HSBC criteria.
HSBC mortgage customers can make regular overpayments on their mortgage. This will reduce the amount of interest they pay. Alternatively, they can transfer a lump sum into their mortgage account and reduce the term of the mortgage. Early repayment penalties may apply if payments are made within a discount period.
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