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Lloyds Bank

Lloyds Bank is one of the biggest names on the high street. The bank offers a wide range of services including current accounts, savings and investments, credit cards, mortgages, loans and insurance.

Compare mortgages

Reason for mortgage
£
£
years
How would you like to repay?
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Rate type Initial rate Fees Overall cost
APRC

Overall costs for comparison. This is a way of comparing most costs including interest and fees.

Monthly cost
Rate type
Fixed 28/02/2019
Initial rate
1.79%then 3.74% (variable)
Fees
£1,445fees
Overall cost
3.5%APRC
Monthly cost
£661.93 for 24 months then £809.32 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for existing customers only
  • Up to 60.0% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 28/02/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,704 includes: Loan amount (£160,000); Interest (£79,259); Application fee (£995); Valuation fee (£450); Funds transfer fee (£0); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed 28/02/2019
Initial rate
1.99%then 3.74% (variable)
Fees
£1,445fees
Overall cost
3.5%APRC
Monthly cost
£677.39 for 24 months then £810.70 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 60.0% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 28/02/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £241,455 includes: Loan amount (£160,000); Interest (£80,010); Application fee (£995); Valuation fee (£450); Funds transfer fee (£0); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed 28/02/2019
Initial rate
1.99%then 3.74% (variable)
Fees
£1,740fees
Overall cost
3.5%APRC
Monthly cost
£677.39 for 24 months then £810.70 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for shared ownership
  • Available for existing customers only
  • Up to 60.0% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 28/02/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £241,750 includes: Loan amount (£160,000); Interest (£80,010); Application fee (£995); Valuation fee (£450); Funds transfer fee (£0); Mortgage discharge fee (£295); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed 30/04/2019
Initial rate
2.09%then 3.74% (variable)
Fees
£745fees
Overall cost
3.5%APRC
Monthly cost
£685.20 for 24 months then £811.38 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 60.0% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/04/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £241,129 includes: Loan amount (£160,000); Interest (£80,384); Valuation fee (£450); Funds transfer fee (£0); Mortgage discharge fee (£295); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed 28/02/2019
Initial rate
2.19%then 3.74% (variable)
Fees
£450fees
Overall cost
3.5%APRC
Monthly cost
£693.06 for 24 months then £812.05 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for existing customers only
  • Up to 60.0% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 28/02/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £241,209 includes: Loan amount (£160,000); Interest (£80,759); Valuation fee (£450); Funds transfer fee (£0); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed 28/02/2019
Initial rate
2.19%then 3.74% (variable)
Fees
£1,740fees
Overall cost
3.5%APRC
Monthly cost
£693.06 for 24 months then £812.05 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for shared ownership
  • Up to 60.0% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 28/02/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £242,499 includes: Loan amount (£160,000); Interest (£80,759); Application fee (£995); Valuation fee (£450); Funds transfer fee (£0); Mortgage discharge fee (£295); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed 28/02/2019
Initial rate
2.24%then 3.74% (variable)
Fees
£1,445fees
Overall cost
3.5%APRC
Monthly cost
£697.02 for 24 months then £812.38 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for existing customers only
  • Up to 75.0% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 28/02/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £242,391 includes: Loan amount (£160,000); Interest (£80,946); Application fee (£995); Valuation fee (£450); Funds transfer fee (£0); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed 30/04/2019
Initial rate
2.29%then 3.74% (variable)
Fees
£745fees
Overall cost
3.5%APRC
Monthly cost
£700.98 for 24 months then £812.72 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 60.0% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/04/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £241,878 includes: Loan amount (£160,000); Interest (£81,133); Valuation fee (£450); Funds transfer fee (£0); Mortgage discharge fee (£295); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed 28/02/2019
Initial rate
2.39%then 3.74% (variable)
Fees
£450fees
Overall cost
3.6%APRC
Monthly cost
£708.96 for 24 months then £813.38 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 60.0% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 28/02/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £241,957 includes: Loan amount (£160,000); Interest (£81,507); Valuation fee (£450); Funds transfer fee (£0); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed 28/02/2019
Initial rate
2.39%then 3.74% (variable)
Fees
£1,445fees
Overall cost
3.6%APRC
Monthly cost
£708.96 for 24 months then £813.38 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for existing customers only
  • Up to 85.0% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 28/02/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £242,952 includes: Loan amount (£160,000); Interest (£81,507); Application fee (£995); Valuation fee (£450); Funds transfer fee (£0); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

About Lloyds Bank

Lloyds Bank was formed in 1765 when a button maker and an iron dealer got together and decided to set up a private banking business. To begin with the bank’s symbol was a beehive; the iconic black horse was introduced in 1884.

Thanks to a series of mergers, Lloyds Bank evolved into one of the biggest clearing banks in the UK. There were several unsuccessful merger attempts in the latter half of the 20th century, but when Lloyds Bank merged with the TSB group, it gained a giant stake in the UK mortgage market. As a result of the merger, Lloyds Bank changed its name to Lloyds TSB plc.

Customers can manage their banking in-store, online, or via the bank’s telephone banking service.

There are Lloyds Bank mortgages for new and existing customers. First time buyers, home movers and customers looking for a more competitive mortgage deal are all catered for. Lloyds Bank also offers buy to let mortgages for new and experienced landlords.

Lloyds Bank mortgages are suitable for many different types of property. Lloyds will consider lending on new, old, shared ownership and shared equity schemes, subject to a valuation.

Available mortgage products vary continuously, but the most common types of Lloyds Bank mortgages on offer at any given time are tracker, fixed rate and variable rate deals. Customers can apply for a repayment mortgage, an interest only mortgage, or a combination of the two.

Lloyds Bank mortgages can be managed online. Customers can log into their online mortgage account interface and check their mortgage balance.

Overpayments can be made, but fees may apply on certain mortgage products.

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