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Metro Bank

Metro Bank offers a selection of mortgages for residential customers and landlords. There are different tiers of Metro Bank mortgages for different property values.

Compare mortgages

Reason for mortgage
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£
years
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Rate type Initial rate Fees Overall cost
APRC

Overall costs for comparison. This is a way of comparing most costs including interest and fees.

Monthly cost
Rate type
Tracker until 27/09/2018
Initial rate
1.94%then 3.75% (variable)
Fees
£1,559fees
Overall cost
3.5%APRC
Monthly cost
£673.50 for 24 months then £811.16 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £241,602 includes: Loan amount (£160,000); Interest (£80,043); Application fee (£999); Valuation fee (£300); Legal fee (£175); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Tracker until 27/09/2018
Initial rate
1.94%then 3.75% (variable)
Fees
£1,559fees
Overall cost
3.5%APRC
Monthly cost
£673.50 for 24 months then £811.16 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 85% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £241,602 includes: Loan amount (£160,000); Interest (£80,043); Application fee (£999); Valuation fee (£300); Legal fee (£175); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Tracker until 27/09/2018
Initial rate
1.94%then 3.75% (variable)
Fees
£1,559fees
Overall cost
3.5%APRC
Monthly cost
£673.50 for 24 months then £811.16 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £241,602 includes: Loan amount (£160,000); Interest (£80,043); Application fee (£999); Valuation fee (£300); Legal fee (£175); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Tracker until 27/09/2018
Initial rate
1.94%then 3.75% (variable)
Fees
£584fees
Overall cost
3.5%APRC
Monthly cost
£673.50 for 24 months then £811.16 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 85% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,627 includes: Loan amount (£160,000); Interest (£80,043); Application fee (£499); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Tracker until 27/09/2018
Initial rate
1.94%then 3.75% (variable)
Fees
£584fees
Overall cost
3.5%APRC
Monthly cost
£673.50 for 24 months then £811.16 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,627 includes: Loan amount (£160,000); Interest (£80,043); Application fee (£499); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Tracker until 27/09/2018
Initial rate
1.94%then 3.75% (variable)
Fees
£584fees
Overall cost
3.5%APRC
Monthly cost
£673.50 for 24 months then £811.16 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,627 includes: Loan amount (£160,000); Interest (£80,043); Application fee (£499); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 27/09/2021
Initial rate
1.99%then 3.75% (variable)
Fees
£584fees
Overall cost
3.1%APRC
Monthly cost
£677.39 for 60 months then £794.63 (variable)
for 240 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £231,939 includes: Loan amount (£160,000); Interest (£71,355); Application fee (£499); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 27/09/2021
Initial rate
1.99%then 3.75% (variable)
Fees
£1,559fees
Overall cost
3.1%APRC
Monthly cost
£677.39 for 60 months then £794.63 (variable)
for 240 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £232,914 includes: Loan amount (£160,000); Interest (£71,355); Application fee (£999); Valuation fee (£300); Legal fee (£175); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 27/09/2018
Initial rate
1.99%then 3.75% (variable)
Fees
£1,559fees
Overall cost
3.5%APRC
Monthly cost
£677.39 for 24 months then £811.50 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £241,790 includes: Loan amount (£160,000); Interest (£80,231); Application fee (£999); Valuation fee (£300); Legal fee (£175); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 27/09/2018
Initial rate
1.99%then 3.75% (variable)
Fees
£584fees
Overall cost
3.5%APRC
Monthly cost
£677.39 for 24 months then £811.50 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,815 includes: Loan amount (£160,000); Interest (£80,231); Application fee (£499); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 27/09/2021
Initial rate
2.04%then 3.75% (variable)
Fees
£1,559fees
Overall cost
3.1%APRC
Monthly cost
£681.29 for 60 months then £795.48 (variable)
for 240 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £233,350 includes: Loan amount (£160,000); Interest (£71,792); Application fee (£999); Valuation fee (£300); Legal fee (£175); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Tracker until 27/09/2018
Initial rate
2.04%then 3.75% (variable)
Fees
£1,559fees
Overall cost
3.5%APRC
Monthly cost
£681.29 for 24 months then £811.84 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 85% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £241,977 includes: Loan amount (£160,000); Interest (£80,418); Application fee (£999); Valuation fee (£300); Legal fee (£175); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 27/09/2018
Initial rate
2.04%then 3.75% (variable)
Fees
£584fees
Overall cost
3.5%APRC
Monthly cost
£681.29 for 24 months then £811.84 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £241,002 includes: Loan amount (£160,000); Interest (£80,418); Application fee (£499); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Tracker until 27/09/2018
Initial rate
2.04%then 3.75% (variable)
Fees
£1,559fees
Overall cost
3.5%APRC
Monthly cost
£681.29 for 24 months then £811.84 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £241,977 includes: Loan amount (£160,000); Interest (£80,418); Application fee (£999); Valuation fee (£300); Legal fee (£175); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 27/09/2018
Initial rate
2.04%then 3.75% (variable)
Fees
£1,559fees
Overall cost
3.5%APRC
Monthly cost
£681.29 for 24 months then £811.84 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £241,977 includes: Loan amount (£160,000); Interest (£80,418); Application fee (£999); Valuation fee (£300); Legal fee (£175); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 27/09/2019
Initial rate
2.09%then 3.75% (variable)
Fees
£584fees
Overall cost
3.4%APRC
Monthly cost
£685.20 for 36 months then £806.92 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £238,278 includes: Loan amount (£160,000); Interest (£77,694); Application fee (£499); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 27/09/2019
Initial rate
2.09%then 3.75% (variable)
Fees
£1,559fees
Overall cost
3.4%APRC
Monthly cost
£685.20 for 36 months then £806.92 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £239,252 includes: Loan amount (£160,000); Interest (£77,694); Application fee (£999); Valuation fee (£300); Legal fee (£175); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 27/09/2018
Initial rate
2.09%then 3.75% (variable)
Fees
£1,559fees
Overall cost
3.5%APRC
Monthly cost
£685.20 for 24 months then £812.18 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £242,164 includes: Loan amount (£160,000); Interest (£80,606); Application fee (£999); Valuation fee (£300); Legal fee (£175); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 27/09/2021
Initial rate
2.14%then 3.75% (variable)
Fees
£560fees
Overall cost
3.2%APRC
Monthly cost
£689.13 for 60 months then £797.16 (variable)
for 240 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £233,225 includes: Loan amount (£160,000); Interest (£72,665); Valuation fee (£300); Legal fee (£175); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 27/09/2019
Initial rate
2.14%then 3.75% (variable)
Fees
£1,559fees
Overall cost
3.4%APRC
Monthly cost
£689.13 for 36 months then £807.42 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £239,527 includes: Loan amount (£160,000); Interest (£77,968); Application fee (£999); Valuation fee (£300); Legal fee (£175); Funds transfer fee (£35); Mortgage discharge fee (£50); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

About Metro Bank

Metro Bank was founded in 2010 and was the first new bank to open its doors on the high street for 150 years. The bank’s aim was to revolutionise the British banking sector by streamlining the process and bringing back a traditional face-to-face service. The bank started life with just four branches across the Greater London area, but it has since expanded and now there are dozens more Metro Bank outlets in and around London and the South East.

Customers can enjoy a wide range of services at the Metro Bank. The bank offers current accounts, savings accounts, safe deposit boxes, loans and mortgages for personal customers, and for business customers there are deposit accounts, loans, merchant services, commercial banking services, SME finance and cash management options. Metro Bank even provides in-branch water bowls and complimentary dog biscuits for pet owners.

Metro Bank offers a selection of mortgages for residential customers and landlords. There are different tiers of Metro Bank mortgages for different property values. The first tier of products is for properties valued at £1.5 million or less. The second tier of products is for properties valued between £1.5 million and £3 million.

Buy to let Metro Bank mortgages are available for landlords and property investors. The maximum amount of money available on a buy to let mortgage is £1.5 million. Landlords are allowed to have up to six properties in their portfolio. Metro Bank mortgage applications are assessed on a case-by-case basis. During the mortgage application process, each customer will have a single point of contact.

Metro Bank has re-mortgage solutions available, which include free legal and valuation fees.

Customers can apply for a Metro Bank mortgage by calling into their local branch or calling the Metro Bank customer service number.

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