Skip to main content
Menu

Newbury Building Society

The Newbury Building Society provides mortgages for first time buyers, homeowners looking to move to a new property or switch to a better deal, and buy to let landlords.

Compare mortgages

Reason for mortgage
£
£
years
How would you like to repay?
Loading
Rate type Initial rate Fees Overall cost
APRC

Overall costs for comparison. This is a way of comparing most costs including interest and fees.

Monthly cost
Rate type
Discounted until 30/09/2019
Initial rate
1.94%then 4.2% (variable)
Fees
£1,180fees
Overall cost
3.7%APRC
Monthly cost
£673.50 for 36 months then £840.30 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £247,266 includes: Loan amount (£160,000); Interest (£86,086); Application fee (£750); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Discounted until 30/09/2019
Initial rate
1.94%then 4.2% (variable)
Fees
£1,180fees
Overall cost
3.7%APRC
Monthly cost
£673.50 for 36 months then £840.30 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £247,266 includes: Loan amount (£160,000); Interest (£86,086); Application fee (£750); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Discounted until 30/09/2019
Initial rate
1.94%then 4.2% (variable)
Fees
£1,180fees
Overall cost
3.7%APRC
Monthly cost
£673.50 for 36 months then £840.30 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £247,266 includes: Loan amount (£160,000); Interest (£86,086); Application fee (£750); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 04/11/2019
Initial rate
2.59%then 4.45% (variable)
Fees
£1,180fees
Overall cost
4.1%APRC
Monthly cost
£725.06 for 36 months then £866.98 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 04/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £256,165 includes: Loan amount (£160,000); Interest (£94,985); Booking fee (£300); Application fee (£450); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 04/11/2019
Initial rate
2.59%then 4.45% (variable)
Fees
£1,180fees
Overall cost
4.1%APRC
Monthly cost
£725.06 for 36 months then £866.98 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 04/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £256,165 includes: Loan amount (£160,000); Interest (£94,985); Booking fee (£300); Application fee (£450); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Discounted until 30/09/2019
Initial rate
2.7%then 4.2% (variable)
Fees
£1,180fees
Overall cost
3.9%APRC
Monthly cost
£734.01 for 36 months then £848.18 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £251,524 includes: Loan amount (£160,000); Interest (£90,344); Application fee (£750); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Discounted until 30/09/2019
Initial rate
2.74%then 4.2% (variable)
Fees
£1,180fees
Overall cost
3.9%APRC
Monthly cost
£737.28 for 36 months then £848.58 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 85% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £251,748 includes: Loan amount (£160,000); Interest (£90,568); Application fee (£750); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 25/11/2021
Initial rate
3.19%then 4.45% (variable)
Fees
£1,180fees
Overall cost
4.0%APRC
Monthly cost
£774.64 for 60 months then £864.99 (variable)
for 240 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 25/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £255,256 includes: Loan amount (£160,000); Interest (£94,076); Booking fee (£300); Application fee (£450); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 25/11/2021
Initial rate
3.19%then 4.45% (variable)
Fees
£1,180fees
Overall cost
4.0%APRC
Monthly cost
£774.64 for 60 months then £864.99 (variable)
for 240 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 25/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £255,256 includes: Loan amount (£160,000); Interest (£94,076); Booking fee (£300); Application fee (£450); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Discounted until 30/09/2021
Initial rate
3.2%then 4.2% (variable)
Fees
£1,380fees
Overall cost
3.9%APRC
Monthly cost
£775.49 for 60 months then £846.77 (variable)
for 240 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £251,135 includes: Loan amount (£160,000); Interest (£89,755); Application fee (£950); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Discounted until 30/09/2019
Initial rate
3.2%then 4.2% (variable)
Fees
£1,380fees
Overall cost
4.0%APRC
Monthly cost
£775.49 for 36 months then £853.10 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £254,516 includes: Loan amount (£160,000); Interest (£93,136); Application fee (£950); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Discounted until 30/09/2019
Initial rate
3.64%then 4.2% (variable)
Fees
£630fees
Overall cost
4.1%APRC
Monthly cost
£813.06 for 36 months then £857.26 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for shared ownership
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £256,216 includes: Loan amount (£160,000); Interest (£95,586); Application fee (£200); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Discounted until 30/09/2019
Initial rate
3.7%then 4.2% (variable)
Fees
£1,430fees
Overall cost
4.2%APRC
Monthly cost
£818.26 for 36 months then £857.81 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £257,349 includes: Loan amount (£160,000); Interest (£95,919); Application fee (£1,000); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 27/09/2019
Initial rate
3.75%then 4.2% (variable)
Fees
£1,180fees
Overall cost
4.2%APRC
Monthly cost
£822.61 for 36 months then £858.27 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 90% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 27/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £257,377 includes: Loan amount (£160,000); Interest (£96,197); Application fee (£450); Booking fee (£300); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 04/11/2019
Initial rate
3.75%then 4.45% (variable)
Fees
£1,180fees
Overall cost
4.4%APRC
Monthly cost
£822.61 for 36 months then £878.44 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 90% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 04/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £262,702 includes: Loan amount (£160,000); Interest (£101,522); Booking fee (£300); Application fee (£450); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable
Initial rate
4.2% (variable)
Fees
£630fees
Overall cost
4.3%APRC
Monthly cost
£862.31 per month
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for shared ownership
  • Up to 90% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £259,322 includes: Loan amount (£160,000); Interest (£98,692); Application fee (£200); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable
Initial rate
4.2% (variable)
Fees
£1,430fees
Overall cost
4.3%APRC
Monthly cost
£862.31 per month
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £260,122 includes: Loan amount (£160,000); Interest (£98,692); Application fee (£1,000); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable
Initial rate
4.7% (variable)
Fees
£630fees
Overall cost
4.8%APRC
Monthly cost
£907.59 per month
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for shared ownership
  • Up to 95% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £259,322 includes: Loan amount (£160,000); Interest (£98,692); Application fee (£200); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable
Initial rate
4.7% (variable)
Fees
£2,030fees
Overall cost
4.8%APRC
Monthly cost
£907.59 per month
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 21 or older
  • 80 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £260,722 includes: Loan amount (£160,000); Interest (£98,692); Application fee (£1,600); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

About Newbury Building Society

The Newbury Building Society was founded in 1857. It was originally named the Newbury Permanent Benefit Building and Investment Society. In the first year, the society recorded a profit of £14 and 10 shillings after making mortgage advances of some £840.

These days, the Newbury Building Society is a lot bigger, but it is still a mutual society, owned by its members and run for the benefit of members rather than shareholders. There are several branches of the Newbury Building Society in Berkshire, but its head office is still in Newbury.

The Newbury Building Society provides plenty of products and services for its customers. These include savings accounts for adults and children, mortgages, and insurance.

The Newbury Building Society provides mortgages for first time buyers, homeowners looking to move to a new property or switch to a better deal, and buy to let landlords. Customers can apply for Newbury BS mortgages directly or via a mortgage broker.

Newbury offers a number of different mortgage products for first time buyers. A typical low deposit first time buyer mortgage is available with a 5% deposit. First time buyers can also take advantage of shared ownership, help to buy, and shared equity deals.

Borrowers wishing to move home have a choice of standard fixed rate and discounted rate mortgages. The Newbury also offers shared ownership, help to buy and shared equity Newbury BS mortgages for customers wishing to move to a new property. There are also self-build mortgages in this category.

There are a range of Newbury BS mortgages for landlords and property investors. The society also offers expatriate and limited company buy to let products.

uSwitch is authorised and regulated by the Financial Conduct Authority (FSA FRN 312850) to provide this mortgage comparison service

uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.