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Newbury Building Society

The Newbury Building Society provides mortgages for first time buyers, homeowners looking to move to a new property or switch to a better deal, and buy to let landlords.

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Rate type Initial rate Fees Overall cost
APRC

Overall costs for comparison. This is a way of comparing most costs including interest and fees.

Monthly cost
Rate type
Discounted 29/03/2020
Initial rate
1.94%then 4.2% (variable)
Fees
£1,280fees
Overall cost
3.8%APRC
Monthly cost
£673.50 for 36 months then £840.30 (variable)
for 264 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21 and younger than 80 at mortgage end
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £247,366: Interest (£86,086); Application fee (£850); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 29/03/2017.
Rate type
Discounted 29/03/2020
Initial rate
1.94%then 4.2% (variable)
Fees
£1,280fees
Overall cost
3.8%APRC
Monthly cost
£673.50 for 36 months then £840.30 (variable)
for 264 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England
  • Are older than 21 and younger than 80 at mortgage end
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £247,366: Interest (£86,086); Application fee (£850); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 29/03/2017.
Rate type
Discounted 29/03/2020
Initial rate
1.94%then 4.2% (variable)
Fees
£1,280fees
Overall cost
3.8%APRC
Monthly cost
£673.50 for 36 months then £840.30 (variable)
for 264 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England
  • Are older than 21 and younger than 80 at mortgage end
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £247,366: Interest (£86,086); Application fee (£850); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 29/03/2017.
Rate type
Fixed 25/03/2020
Initial rate
2.59%then 4.2% (variable)
Fees
£1,280fees
Overall cost
3.9%APRC
Monthly cost
£725.06 for 36 months then £847.07 (variable)
for 264 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England
  • Are older than 21 and younger than 80 at mortgage end
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £251,009: Interest (£89,729); Booking fee (£300); Application fee (£550); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 25/03/2017.
Rate type
Fixed 25/03/2020
Initial rate
2.59%then 4.2% (variable)
Fees
£1,280fees
Overall cost
3.9%APRC
Monthly cost
£725.06 for 36 months then £847.07 (variable)
for 264 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England
  • Are older than 21 and younger than 80 at mortgage end
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £251,009: Interest (£89,729); Booking fee (£300); Application fee (£550); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 25/03/2017.
Rate type
Fixed 25/03/2020
Initial rate
2.59%then 4.2% (variable)
Fees
£1,280fees
Overall cost
3.9%APRC
Monthly cost
£725.06 for 36 months then £847.07 (variable)
for 264 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21 and younger than 80 at mortgage end
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £251,009: Interest (£89,729); Booking fee (£300); Application fee (£550); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 25/03/2017.
Rate type
Discounted 29/03/2020
Initial rate
2.7%then 4.2% (variable)
Fees
£1,280fees
Overall cost
4.0%APRC
Monthly cost
£734.01 for 36 months then £848.18 (variable)
for 264 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21 and younger than 80 at mortgage end
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £251,624: Interest (£90,344); Application fee (£850); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 29/03/2017.
Rate type
Discounted 29/03/2020
Initial rate
2.7%then 4.2% (variable)
Fees
£1,280fees
Overall cost
4.0%APRC
Monthly cost
£734.01 for 36 months then £848.18 (variable)
for 264 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England
  • Are older than 21 and younger than 80 at mortgage end
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £251,624: Interest (£90,344); Application fee (£850); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 29/03/2017.
Rate type
Discounted 29/03/2020
Initial rate
2.74%then 4.2% (variable)
Fees
£1,280fees
Overall cost
4.0%APRC
Monthly cost
£737.28 for 36 months then £848.58 (variable)
for 264 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21 and younger than 80 at mortgage end
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £251,848: Interest (£90,568); Application fee (£850); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 29/03/2017.
Rate type
Discounted 29/03/2020
Initial rate
3.0%then 4.2% (variable)
Fees
£1,280fees
Overall cost
4.0%APRC
Monthly cost
£758.74 for 36 months then £851.16 (variable)
for 264 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21 and younger than 80 at mortgage end
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £253,300: Interest (£92,020); Application fee (£850); Valuation fee (£275); Funds transfer fee (£25); Mortgage discharge fee (£115); Deeds release fee (£15); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 29/03/2017.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

About Newbury Building Society

The Newbury Building Society was founded in 1857. It was originally named the Newbury Permanent Benefit Building and Investment Society. In the first year, the society recorded a profit of £14 and 10 shillings after making mortgage advances of some £840.

These days, the Newbury Building Society is a lot bigger, but it is still a mutual society, owned by its members and run for the benefit of members rather than shareholders. There are several branches of the Newbury Building Society in Berkshire, but its head office is still in Newbury.

The Newbury Building Society provides plenty of products and services for its customers. These include savings accounts for adults and children, mortgages, and insurance.

The Newbury Building Society provides mortgages for first time buyers, homeowners looking to move to a new property or switch to a better deal, and buy to let landlords. Customers can apply for Newbury BS mortgages directly or via a mortgage broker.

Newbury offers a number of different mortgage products for first time buyers. A typical low deposit first time buyer mortgage is available with a 5% deposit. First time buyers can also take advantage of shared ownership, help to buy, and shared equity deals.

Borrowers wishing to move home have a choice of standard fixed rate and discounted rate mortgages. The Newbury also offers shared ownership, help to buy and shared equity Newbury BS mortgages for customers wishing to move to a new property. There are also self-build mortgages in this category.

There are a range of Newbury BS mortgages for landlords and property investors. The society also offers expatriate and limited company buy to let products.

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