Skip to main content
Menu

Newcastle Building Society

Newcastle Building Society mortgages are designed for customers wishing to purchase residential property.

Compare mortgages

Reason for mortgage
£
£
years
How would you like to repay?
Loading
Rate type Initial rate Fees Overall cost
APRC

Overall costs for comparison. This is a way of comparing most costs including interest and fees.

Monthly cost
Rate type
Tracker until 31/08/2018
Initial rate
1.4%then 5.99% (variable)
Fees
£1,738fees
Overall cost
5.3%APRC
Monthly cost
£632.41 for 24 months then £996.74 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/08/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £292,017 includes: Loan amount (£160,000); Interest (£130,279); Booking fee (£199); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£0); Application fee (£800); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/12/2019
Initial rate
1.77%then 5.99% (variable)
Fees
£1,738fees
Overall cost
5.0%APRC
Monthly cost
£660.39 for 36 months then £984.97 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £285,543 includes: Loan amount (£160,000); Interest (£123,805); Booking fee (£199); Application fee (£800); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/12/2018
Initial rate
1.8%then 5.99% (variable)
Fees
£739fees
Overall cost
5.3%APRC
Monthly cost
£662.70 for 24 months then £1,000.22 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £292,706 includes: Loan amount (£160,000); Interest (£131,967); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Tracker until 31/08/2018
Initial rate
1.84%then 5.99% (variable)
Fees
£739fees
Overall cost
5.4%APRC
Monthly cost
£665.77 for 24 months then £1,000.57 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/08/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £292,874 includes: Loan amount (£160,000); Interest (£132,135); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/12/2019
Initial rate
1.88%then 5.99% (variable)
Fees
£1,738fees
Overall cost
5.0%APRC
Monthly cost
£668.86 for 36 months then £986.36 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £286,215 includes: Loan amount (£160,000); Interest (£124,478); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£0); Booking fee (£199); Application fee (£800); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/12/2018
Initial rate
1.99%then 5.99% (variable)
Fees
£739fees
Overall cost
5.4%APRC
Monthly cost
£677.39 for 24 months then £1,001.84 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £293,503 includes: Loan amount (£160,000); Interest (£132,765); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2018
Initial rate
2.1%then 5.99% (variable)
Fees
£1,738fees
Overall cost
5.4%APRC
Monthly cost
£685.98 for 24 months then £1,002.76 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £294,963 includes: Loan amount (£160,000); Interest (£133,225); Booking fee (£199); Application fee (£800); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 30/09/2018
Initial rate
2.15%then 5.99% (variable)
Fees
£3,209fees
Overall cost
5.4%APRC
Monthly cost
£689.91 for 24 months then £1,003.18 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £296,643 includes: Loan amount (£160,000); Interest (£133,435); Application fee (£2,400); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£70); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/12/2018
Initial rate
2.2%then 5.99% (variable)
Fees
£739fees
Overall cost
5.4%APRC
Monthly cost
£693.85 for 24 months then £1,003.59 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £294,382 includes: Loan amount (£160,000); Interest (£133,644); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2018
Initial rate
2.2%then 5.99% (variable)
Fees
£1,738fees
Overall cost
5.4%APRC
Monthly cost
£693.85 for 24 months then £1,003.59 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £295,381 includes: Loan amount (£160,000); Interest (£133,644); Booking fee (£199); Application fee (£800); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/12/2021
Initial rate
2.25%then 5.99% (variable)
Fees
£739fees
Overall cost
4.6%APRC
Monthly cost
£697.81 for 60 months then £964.70 (variable)
for 240 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £274,135 includes: Loan amount (£160,000); Interest (£113,397); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2018
Initial rate
2.25%then 5.99% (variable)
Fees
£739fees
Overall cost
5.4%APRC
Monthly cost
£697.81 for 24 months then £1,004.00 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £294,591 includes: Loan amount (£160,000); Interest (£133,852); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2018
Initial rate
2.4%then 5.99% (variable)
Fees
£739fees
Overall cost
5.5%APRC
Monthly cost
£709.76 for 24 months then £1,005.23 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £295,217 includes: Loan amount (£160,000); Interest (£134,478); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Discounted until 30/09/2018
Initial rate
2.46%then 5.99% (variable)
Fees
£2,808fees
Overall cost
5.5%APRC
Monthly cost
£714.57 for 24 months then £1,005.72 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £297,536 includes: Loan amount (£160,000); Interest (£134,728); Application fee (£1,999); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£70); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 30/09/2018
Initial rate
2.55%then 5.99% (variable)
Fees
£2,308fees
Overall cost
5.5%APRC
Monthly cost
£721.82 for 24 months then £1,006.44 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £297,410 includes: Loan amount (£160,000); Interest (£135,102); Application fee (£1,499); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£70); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/12/2021
Initial rate
2.59%then 5.99% (variable)
Fees
£739fees
Overall cost
4.7%APRC
Monthly cost
£725.06 for 60 months then £971.44 (variable)
for 240 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £277,387 includes: Loan amount (£160,000); Interest (£116,649); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/12/2018
Initial rate
2.6%then 5.99% (variable)
Fees
£739fees
Overall cost
5.5%APRC
Monthly cost
£725.87 for 24 months then £1,006.84 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No repossessions
  • Up to 85% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £296,048 includes: Loan amount (£160,000); Interest (£135,309); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/12/2021
Initial rate
2.7%then 5.99% (variable)
Fees
£739fees
Overall cost
4.8%APRC
Monthly cost
£734.01 for 60 months then £973.58 (variable)
for 240 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No repossessions
  • Up to 85% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £278,439 includes: Loan amount (£160,000); Interest (£117,701); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/08/2018
Initial rate
2.95%then 5.99% (variable)
Fees
£809fees
Overall cost
5.6%APRC
Monthly cost
£754.58 for 24 months then £1,009.59 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/08/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £297,567 includes: Loan amount (£160,000); Interest (£136,758); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£70); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/12/2026
Initial rate
2.99%then 5.99% (variable)
Fees
£938fees
Overall cost
4.0%APRC
Monthly cost
£757.91 for 120 months then £926.18 (variable)
for 180 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £258,598 includes: Loan amount (£160,000); Interest (£97,660); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£0); Booking fee (£199); Fees are assumed to be paid up front and not included in the amount borrowed.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

About Newcastle Building Society

The Newcastle Building Society is based in Newcastle upon Tyne. The society was founded in 1980 after the Newcastle Permanent Building Society merged with the Grainger Building Society. Sixteen years later, the Newcastle Building Society merged with Universal Building Society.

Today the Newcastle Building Society is a successful mutual with more than 30 branches across the north of England, plus one in Gibraltar. Customers of the society can open savings and investment accounts, apply for mortgages, buy insurance, and take advantage of financial planning services.

The Newcastle Building Society provides mortgages for new and existing borrowers. The society has products for first time buyers, home movers, customers wishing to switch from another lender or borrow more money. The society also provides self-build mortgages for customers who are planning to build their own home.

Customers can choose from a selection of fixed rate, discounted rate, and standard variable rate Newcastle BS mortgages.

First time buyer mortgages benefit from low deposits. Re-mortgage customers can take advantage of lower interest rates if they have a bigger deposit.

There are several fixed rate and discounted rate Newcastle BS mortgages for existing customers.

Customers wishing to apply for a Newcastle BS mortgage can speak to a mortgage advisor by telephone, or call into one of the Newcastle Building Society’s branches.

All mortgage offers from the Newcastle Building Society are made subject to status. The society takes many different factors into account when it considers a customer’s mortgage application, including personal and financial circumstances, property value, and how much a customer wants to borrow.

The minimum age for a mortgage application to the Newcastle Building Society is 18 years. Borrowers must be no older than 75 at the end of their mortgage term.

uSwitch is authorised and regulated by the Financial Conduct Authority (FSA FRN 312850) to provide this mortgage comparison service

uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.