2 Year Fixed
- Are resident of England, Wales
- Are older than 18
- Have no CCJs, arrears, defaults, bankruptcies, repossessions
Additional criteria may apply
The society provides a range of simple savings accounts for adults and juniors, mortgages, and insurance protection.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The Penrith Building Society, based in the heart of the scenic Lake District, was founded in 1877. The original society was created to help local people buy their own home and have a safe place to keep their savings. Not much has changed and these days the Penrith Building Society is still a mutual, non-profit organisation that strives to help members of the community save money and take out mortgages.
The Penrith Building Society is a big part of the local community. It supports local charities and community groups, from music clubs and sporting clubs, to vintage rallies and the local mountain rescue team.
Penrith Building Society offers two main types of mortgage: repayment and interest only. Once a customer has chosen the type of mortgage they want, they can select the mortgage deal that best suits their personal circumstances.
The fees paid mortgage is designed specifically for the purchase of properties in Cumbria. Application fee, product fee and legal fees are all paid by the society, although additional legal fees are not covered and the customer must use solicitors nominated by the society.
Eden Boost Penrith BS mortgages are for borrowers with a local connection to the Eden District. These mortgages are capital repayment products.
Penrith BS mortgages for landlords can only be used to purchase properties in Cumbria. Buy to let mortgages can be repaid early with no fees incurred.
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