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Penrith Building Society

The society provides a range of simple savings accounts for adults and juniors, mortgages, and insurance protection.

Compare mortgages

Reason for mortgage
£
£
years
How would you like to repay?
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Rate type Initial rate Fees Overall cost
APRC

Overall costs for comparison. This is a way of comparing most costs including interest and fees.

Monthly cost
Rate type
Discounted until 01/10/2018
Initial rate
2.55%then 4.15% (variable)
Fees
£635fees
Overall cost
4.0%APRC
Monthly cost
£721.82 for 24 months then £847.80 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 65 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 01/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £251,952 includes: Loan amount (£160,000); Interest (£91,317); Booking fee (£100); Application fee (£175); Valuation fee (£360); Funds transfer fee (£0); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 01/10/2018
Initial rate
3.15%then 4.15% (variable)
Fees
£635fees
Overall cost
4.1%APRC
Monthly cost
£771.28 for 24 months then £851.75 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 65 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 90% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 01/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £254,228 includes: Loan amount (£160,000); Interest (£93,593); Booking fee (£100); Application fee (£175); Valuation fee (£360); Funds transfer fee (£0); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable
Initial rate
4.15% (variable)
Fees
£360fees
Overall cost
4.2%APRC
Monthly cost
£857.85 per month
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 18 or older
  • 65 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 90% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £257,714 includes: Loan amount (£160,000); Interest (£97,354); Valuation fee (£360); Funds transfer fee (£0); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable
Initial rate
4.15% (variable)
Fees
£635fees
Overall cost
4.2%APRC
Monthly cost
£857.85 per month
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 18 or older
  • 65 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 90% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £257,989 includes: Loan amount (£160,000); Interest (£97,354); Booking fee (£100); Application fee (£175); Valuation fee (£360); Funds transfer fee (£0); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable
Initial rate
4.65% (variable)
Fees
£635fees
Overall cost
4.8%APRC
Monthly cost
£903.01 per month
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 18 or older
  • 65 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £257,989 includes: Loan amount (£160,000); Interest (£97,354); Booking fee (£100); Application fee (£175); Valuation fee (£360); Funds transfer fee (£0); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

About Penrith Building Society

The Penrith Building Society, based in the heart of the scenic Lake District, was founded in 1877. The original society was created to help local people buy their own home and have a safe place to keep their savings. Not much has changed and these days the Penrith Building Society is still a mutual, non-profit organisation that strives to help members of the community save money and take out mortgages.

The Penrith Building Society is a big part of the local community. It supports local charities and community groups, from music clubs and sporting clubs, to vintage rallies and the local mountain rescue team.

Penrith Building Society offers two main types of mortgage: repayment and interest only. Once a customer has chosen the type of mortgage they want, they can select the mortgage deal that best suits their personal circumstances.

There are plenty of Penrith BS mortgages to choose from, including standard variable rate, discounted, and buy to let mortgages. The society also provides a few speciality mortgages.

The fees paid mortgage is designed specifically for the purchase of properties in Cumbria. Application fee, product fee and legal fees are all paid by the society, although additional legal fees are not covered and the customer must use solicitors nominated by the society.

Eden Boost Penrith BS mortgages are for borrowers with a local connection to the Eden District. These mortgages are capital repayment products.

Penrith BS mortgages for landlords can only be used to purchase properties in Cumbria. Buy to let mortgages can be repaid early with no fees incurred.

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