closedownarrowlogo-verticalmenu-barsearch Skip to main content

Saffron Building Society

There are several different types of mortgage to choose from at the Saffron Building Society - designed to help people buy a home or invest in a property.

Compare mortgages

Reason for mortgage
£
£
years
How would you like to repay?
Edit mortgage details
Loading
Rate type Initial rate Fees Overall cost
APRC

Overall costs for comparison. This is a way of comparing most costs including interest and fees.

Monthly cost
Rate type
Discounted 28/04/2020
Initial rate
1.95%then 5.39% (variable)
Fees
£1,155fees
Overall cost
4.6%APRC
Monthly cost
£674.28 for 36 months then £936.64 (variable)
for 264 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £272,703: Interest (£111,548); Valuation fee (£495); Legal fee (£500); Funds transfer fee (£30); Mortgage discharge fee (£80); Deeds release fee (£50); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 28/04/2017.
Rate type
Discounted 28/04/2020
Initial rate
1.99%then 5.39% (variable)
Fees
£1,155fees
Overall cost
4.7%APRC
Monthly cost
£677.39 for 36 months then £937.12 (variable)
for 264 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £272,941: Interest (£111,786); Valuation fee (£495); Legal fee (£500); Funds transfer fee (£30); Mortgage discharge fee (£80); Deeds release fee (£50); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 28/04/2017.
Rate type
Fixed 31/01/2021
Initial rate
2.07%then 5.39% (variable)
Fees
£2,150fees
Overall cost
4.7%APRC
Monthly cost
£683.63 for 36 months then £938.07 (variable)
for 264 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £274,410: Interest (£112,260); Application fee (£995); Valuation fee (£495); Legal fee (£500); Funds transfer fee (£30); Mortgage discharge fee (£80); Deeds release fee (£50); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/01/2018.
Rate type
Discounted 28/04/2020
Initial rate
2.19%then 5.39% (variable)
Fees
£1,155fees
Overall cost
4.7%APRC
Monthly cost
£693.06 for 36 months then £939.47 (variable)
for 264 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £274,126: Interest (£112,971); Valuation fee (£495); Legal fee (£500); Funds transfer fee (£30); Mortgage discharge fee (£80); Deeds release fee (£50); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 28/04/2017.
Rate type
Fixed 31/12/2022
Initial rate
2.27%then 5.39% (variable)
Fees
£2,650fees
Overall cost
4.4%APRC
Monthly cost
£699.40 for 60 months then £919.04 (variable)
for 240 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £265,183: Interest (£102,533); Application fee (£1,495); Valuation fee (£495); Legal fee (£500); Funds transfer fee (£30); Mortgage discharge fee (£80); Deeds release fee (£50); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/12/2017.
Rate type
Discounted 28/04/2020
Initial rate
2.29%then 5.39% (variable)
Fees
£1,155fees
Overall cost
4.7%APRC
Monthly cost
£700.98 for 36 months then £940.64 (variable)
for 264 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £274,718: Interest (£113,563); Valuation fee (£495); Legal fee (£500); Funds transfer fee (£30); Mortgage discharge fee (£80); Deeds release fee (£50); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 28/04/2017.
Rate type
Discounted 28/04/2019
Initial rate
2.29%then 5.39% (variable)
Fees
£1,155fees
Overall cost
5.0%APRC
Monthly cost
£700.98 for 24 months then £951.17 (variable)
for 276 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £280,501: Interest (£119,346); Valuation fee (£495); Legal fee (£500); Funds transfer fee (£30); Mortgage discharge fee (£80); Deeds release fee (£50); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 28/04/2017.
Rate type
Discounted 28/04/2020
Initial rate
2.39%then 5.39% (variable)
Fees
£1,155fees
Overall cost
4.8%APRC
Monthly cost
£708.96 for 36 months then £941.79 (variable)
for 264 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £275,310: Interest (£114,155); Valuation fee (£495); Legal fee (£500); Funds transfer fee (£30); Mortgage discharge fee (£80); Deeds release fee (£50); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 28/04/2017.
Rate type
Discounted 28/04/2022
Initial rate
2.79%then 5.39% (variable)
Fees
£1,780fees
Overall cost
4.5%APRC
Monthly cost
£741.38 for 60 months then £928.78 (variable)
for 240 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £269,170: Interest (£107,390); Application fee (£625); Valuation fee (£495); Legal fee (£500); Funds transfer fee (£30); Mortgage discharge fee (£80); Deeds release fee (£50); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 28/04/2017.
Rate type
Discounted 28/04/2022
Initial rate
2.79%then 5.39% (variable)
Fees
£1,780fees
Overall cost
4.5%APRC
Monthly cost
£741.38 for 60 months then £928.78 (variable)
for 240 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21
  • Have no CCJs, arrears, defaults, bankruptcies, repossessions

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £269,170: Interest (£107,390); Application fee (£625); Valuation fee (£495); Legal fee (£500); Funds transfer fee (£30); Mortgage discharge fee (£80); Deeds release fee (£50); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 28/04/2017.
Show more

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

About Saffron Building Society

The Saffron Building Society was founded in 1849 and was originally called the Saffron Walden Second Building Society.

Although it was originally a terminating society, it became a permanent in 1857. Over the next 150 years, the Saffron merged with several other small regional building societies and changed its name several times, but in 2006 it finally became known as the Saffron Building Society.

Today the Saffron is a thriving local building society with several branches in Cambridgeshire, Essex, Suffolk, Hertfordshire and London. It provides savings accounts, mortgages, insurance and financial advice to its customers. The society also offers a range of services for business, charities and clubs.

Saffron BS mortgages are designed to help people buy a home or invest in a property in order to generate an income. The society has a flexible approach to lending. Their mortgage advisors adopt a personal approach to underwriting and instead of using a computer-based system for assessing mortgage applications they judge each case on its merits.

Next Step Saffron BS mortgages are perfect for buyers who are ready to take the next step on the housing ladder.

Self-build mortgages are designed to release funds at each stage of the self-build process. Customers can elect to keep their self-build mortgage on an interest only basis until the build project has been completed.
Standard variable rate mortgages are available from the Saffron Building Society. 

Buy to let mortgages from the Saffron Building Society are designed for existing landlords. 

Existing customers have plenty of options when their current mortgage deal has come to an end. They can switch to a new deal or apply for additional funds to pay for home improvements.  

uSwitch is authorised and regulated by the Financial Conduct Authority (FRN 312850) to provide this mortgage comparison service.

uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.