2 Year Fixed
- Are resident of Northern Ireland
- Are older than 18 and younger than 70 at mortgage end
- Have no bankruptcies, repossessions
- Must already have a mortgage
Additional criteria may apply
Compare mortgages from one of Ireland's leading banks using the table below. Ulster Bank employs over 5,000 employees across the Republic of Ireland and Northern Ireland, establishing a significant presence on every county on the island.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Established in the 19th century, with nearly 2 million customers, Ulster Bank prides itself on its history and proud heritage as an important part of Irish life.
Ulster Bank is naturally better known for its banking services and for providing Ireland with a variety of financial products, but it has also based its targets on giving back to the communities they work in and serve.
In order to do this, Ulster Bank have two main objectives. The first of which is to encourage their employees to take up an active role in their community's projects and their various fundraising initiatives, as well as voluntary work.
Secondly, Ulster Bank also gives financial backing to these communities through their specially set up community investment programmes and sponsorship.
Another central component to Ulster Bank's philosophy is all about demonstrating a commitment to 'sustainable banking'. For Ulster Bank, this means serving all of its customers in a financially sustainable manner, and making a key contribution to Ireland's economy, and the society and communities it serves.
This attitude towards sustainability and the recognition of communities in helping to create the bank's success has formed the underlying basis of Ulster Bank's brand and how it operates.
From supporting businesses in their financial goals in order to support the wider economy's growth, to building trust with the people in the community whom they lend to and serve their financial products to, so that they can continue contributing to their society.
Ulster Bank mortgages
Ulster Bank has a range of "Flexi Mortgages", which are essentially mortgages with options to give customers a little more flexibility in how they make their repayments.
These include the opportunity to pay back more in your mortgage repayments, or paying off a lump sum, and saving interest and reducing the length of the mortgage.
Ulster Bank also offers the option to take repayment holidays, with the interest being added to the mortgage capital during the break period. This could be useful to those planning to take a career break or taking time off work to be with family.
Alternatively, Ulster Bank allow repayment holidays to be taken on two months out of the year, which could be useful around the Christmas period when bills can really add up. This means your repayments get divided over 10 months, rather than 12. So if you can afford to repay more, you can have two months of not having to worry about your mortgage repayments.
Ulster Bank tend to specialise in fixed rate mortgage deals, although they do also offer a few variable rate options as well. Use the table above to see what mortgages Ulster Bank has available.
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