1. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 21 and younger than 76 at mortgage end
    • Have no CCJs, bankruptcies, repossessions
    • Must already have a mortgage with Virgin Money

    Additional criteria may apply

    Monthly repayment

    £642.91

    Initial rate

    1.54% until

    Fees

    £2,045 fees

    APRC

    4.7% overall cost
    Must already have a mortgage with Virgin Money
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.19%, costing £927.86 p/m) for 276 months. Total amount payable £273,564: Interest (£111,519); Application fee (£1,995); Mortgage discharge fee (£50); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 01/01/2019.
  2. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 21 and younger than 76 at mortgage end
    • Have no CCJs, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £642.91

    Initial rate

    1.54% until

    Fees

    £2,075 fees

    APRC

    4.8% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.19%, costing £927.86 p/m) for 276 months. Total amount payable £273,594: Interest (£111,519); Application fee (£1,995); Funds transfer fee (£30); Mortgage discharge fee (£50); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 01/01/2019.
  3. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 21 and younger than 76 at mortgage end
    • Have no CCJs, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £642.91

    Initial rate

    1.54% until

    Fees

    £2,500 fees

    APRC

    4.8% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.19%, costing £927.86 p/m) for 276 months. Total amount payable £274,019: Interest (£111,519); Application fee (£1,995); Valuation fee (£275); Legal fee (£150); Funds transfer fee (£30); Mortgage discharge fee (£50); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 01/01/2019.
  4. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 76 at mortgage end
    • Have no CCJs, bankruptcies, repossessions
    • Must already have a mortgage with Virgin Money

    Additional criteria may apply

    Monthly repayment

    £651.24

    Initial rate

    1.65% until

    Fees

    £1,045 fees

    APRC

    4.5% overall cost
    Must already have a mortgage with Virgin Money
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £911.61 p/m) for 276 months. Total amount payable £268,280: Interest (£107,235); Application fee (£995); Mortgage discharge fee (£50); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 01/01/2019.
  5. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 76 at mortgage end
    • Have no CCJs, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £651.24

    Initial rate

    1.65% until

    Fees

    £1,075 fees

    APRC

    4.5% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £911.61 p/m) for 276 months. Total amount payable £268,310: Interest (£107,235); Application fee (£995); Funds transfer fee (£30); Mortgage discharge fee (£50); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 01/01/2019.
  6. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 76 at mortgage end
    • Have no CCJs, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £651.24

    Initial rate

    1.65% until

    Fees

    £1,500 fees

    APRC

    4.6% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £911.61 p/m) for 276 months. Total amount payable £268,735: Interest (£107,235); Application fee (£995); Valuation fee (£275); Legal fee (£150); Funds transfer fee (£30); Mortgage discharge fee (£50); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 01/01/2019.
  7. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 76 at mortgage end
    • Have no CCJs, bankruptcies, repossessions
    • Must already have a mortgage with Virgin Money

    Additional criteria may apply

    Monthly repayment

    £653.52

    Initial rate

    1.68% until

    Fees

    £1,045 fees

    APRC

    4.5% overall cost
    Must already have a mortgage with Virgin Money
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £911.85 p/m) for 276 months. Total amount payable £268,400: Interest (£107,355); Application fee (£995); Mortgage discharge fee (£50); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 01/01/2019.
  8. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 21 and younger than 76 at mortgage end
    • Have no CCJs, bankruptcies, repossessions
    • Must already have a mortgage with Virgin Money

    Additional criteria may apply

    Monthly repayment

    £653.52

    Initial rate

    1.68% until

    Fees

    £1,045 fees

    APRC

    4.7% overall cost
    Must already have a mortgage with Virgin Money
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.19%, costing £928.99 p/m) for 276 months. Total amount payable £273,131: Interest (£112,086); Application fee (£995); Mortgage discharge fee (£50); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 01/01/2019.
  9. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 76 at mortgage end
    • Have no CCJs, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £653.52

    Initial rate

    1.68% until

    Fees

    £1,075 fees

    APRC

    4.5% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £911.85 p/m) for 276 months. Total amount payable £268,430: Interest (£107,355); Application fee (£995); Funds transfer fee (£30); Mortgage discharge fee (£50); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 01/01/2019.
  10. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 21 and younger than 76 at mortgage end
    • Have no CCJs, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £653.52

    Initial rate

    1.68% until

    Fees

    £1,075 fees

    APRC

    4.7% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.19%, costing £928.99 p/m) for 276 months. Total amount payable £273,161: Interest (£112,086); Application fee (£995); Funds transfer fee (£30); Mortgage discharge fee (£50); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 01/01/2019.