closedownarrowlogo-verticalmenu-barsearch Skip to main content

West Bromwich Building Society

One of the UK's largest building societies, and Black Country and Birmingham's leading regional building society, the West Bromwich Building Society is a mutual organisation, owned and run for the benefit of its members. Compare mortgages from the West Bromwich Building Society using the table below.

Compare mortgages

Reason for mortgage
£
£
years
How would you like to repay?
Edit mortgage details
Loading
Rate type Initial rate Fees Overall cost
APRC

Overall costs for comparison. This is a way of comparing most costs including interest and fees.

Monthly cost
Rate type
Discounted 30/06/2019
Initial rate
1.59%then 3.99% (variable)
Fees
£763fees
Overall cost
3.7%APRC
Monthly cost
£646.69 for 24 months then £828.03 (variable)
for 276 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21 and younger than 74 at mortgage end
  • Have no defaults

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £244,819: Interest (£84,056); Valuation fee (£280); Legal fee (£353); Funds transfer fee (£30); Mortgage discharge fee (£100); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/06/2017.
Rate type
Discounted 30/06/2019
Initial rate
1.69%then 3.99% (variable)
Fees
£763fees
Overall cost
3.7%APRC
Monthly cost
£654.28 for 24 months then £828.75 (variable)
for 276 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21 and younger than 74 at mortgage end
  • Have no defaults

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £245,200: Interest (£84,437); Valuation fee (£280); Legal fee (£353); Funds transfer fee (£30); Mortgage discharge fee (£100); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/06/2017.
Rate type
Fixed 30/06/2019
Initial rate
1.74%then 3.99% (variable)
Fees
£763fees
Overall cost
3.7%APRC
Monthly cost
£658.10 for 24 months then £829.10 (variable)
for 276 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21 and younger than 74 at mortgage end
  • Have no defaults

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £245,390: Interest (£84,627); Valuation fee (£280); Legal fee (£353); Funds transfer fee (£30); Mortgage discharge fee (£100); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/06/2017.
Rate type
Fixed 30/06/2020
Initial rate
1.79%then 3.99% (variable)
Fees
£763fees
Overall cost
3.5%APRC
Monthly cost
£661.93 for 36 months then £822.33 (variable)
for 264 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21 and younger than 74 at mortgage end
  • Have no defaults

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £241,687: Interest (£80,924); Valuation fee (£280); Legal fee (£353); Funds transfer fee (£30); Mortgage discharge fee (£100); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/06/2017.
Rate type
Discounted 30/06/2019
Initial rate
1.79%then 3.99% (variable)
Fees
£763fees
Overall cost
3.7%APRC
Monthly cost
£661.93 for 24 months then £829.46 (variable)
for 276 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21 and younger than 74 at mortgage end
  • Have no defaults

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £245,580: Interest (£84,817); Valuation fee (£280); Legal fee (£353); Funds transfer fee (£30); Mortgage discharge fee (£100); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/06/2017.
Rate type
Fixed 30/06/2019
Initial rate
1.89%then 3.99% (variable)
Fees
£763fees
Overall cost
3.7%APRC
Monthly cost
£669.63 for 24 months then £830.17 (variable)
for 276 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21 and younger than 74 at mortgage end
  • Have no defaults

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £245,960: Interest (£85,197); Valuation fee (£280); Legal fee (£353); Funds transfer fee (£30); Mortgage discharge fee (£100); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/06/2017.
Rate type
Fixed 30/06/2020
Initial rate
1.99%then 3.99% (variable)
Fees
£763fees
Overall cost
3.6%APRC
Monthly cost
£677.39 for 36 months then £824.43 (variable)
for 264 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21 and younger than 74 at mortgage end
  • Have no defaults

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £242,799: Interest (£82,036); Valuation fee (£280); Legal fee (£353); Funds transfer fee (£30); Mortgage discharge fee (£100); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/06/2017.
Rate type
Fixed 30/06/2019
Initial rate
2.04%then 3.99% (variable)
Fees
£763fees
Overall cost
3.8%APRC
Monthly cost
£681.29 for 24 months then £831.22 (variable)
for 276 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21 and younger than 74 at mortgage end
  • Have no defaults

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £246,530: Interest (£85,767); Valuation fee (£280); Legal fee (£353); Funds transfer fee (£30); Mortgage discharge fee (£100); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/06/2017.
Rate type
Fixed 30/06/2020
Initial rate
2.09%then 3.99% (variable)
Fees
£763fees
Overall cost
3.6%APRC
Monthly cost
£685.20 for 36 months then £825.47 (variable)
for 264 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21 and younger than 74 at mortgage end
  • Have no defaults

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £243,354: Interest (£82,591); Valuation fee (£280); Legal fee (£353); Funds transfer fee (£30); Mortgage discharge fee (£100); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/06/2017.
Rate type
Fixed 30/06/2022
Initial rate
2.14%then 3.99% (variable)
Fees
£763fees
Overall cost
3.4%APRC
Monthly cost
£689.13 for 60 months then £814.05 (variable)
for 240 months
Am I eligible?
Please ensure you meet these criteria:
  • Are resident of England, Wales
  • Are older than 21 and younger than 74 at mortgage end
  • Have no defaults

Additional criteria may apply

Repayment mortgage of £160,000 with 300 monthly repayments. Total amount payable £237,482: Interest (£76,719); Valuation fee (£280); Legal fee (£353); Funds transfer fee (£30); Mortgage discharge fee (£100); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/06/2017.
Show more

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

About West Bromwich Building Society

As a mutual organisation, the West Bromwich Building Society is managed for the benefit of its members, as opposed to being run for the benefit of shareholders looking to make a big return on their investment and pick up regular dividends.

This means that the West Bromwich Building Society, like other building societies, is usually able to offer rates on savings and mortgages that may beat some of the rates offered by the major high street retail banks.

With around half a million members, and a large network of branches across Birmingham and the Black Country, the West Bromwich Building Society also has a significant presence in Shropshire and mid-Wales.

The West Bromwich Building Society is one of the UK's major providers of financial products and services, and it leads the way regionally in Birmingham and the Black Country. The West Bromwich Building Society's most notable financial products and services include residential mortgages, savings, and investments.

Founded in the middle of the 19th century by a group of 20 locals living in the region, the West Bromwich Building Society was set up with the aim of helping people in the local area to improve their quality of living through the ability to save money and acquire financial security from having their own home.

As a mutual organisation, or building society, the West Bromwich Building Society is not just committed to benefitting its members, but also to helping the communities it works within.

The West Bromwich Building Society often works with some of the UK's leading charities to give back to the people it serves.

West Bromwich Building Society mortgages

In maintaining its principles of serving the communities and managing the organisation for the benefit of its members, the West Bromwich Building Society's mortgages are designed according to the varying desires of its customers.

While some homeowners will be concerned about any changes to the interest rate giving them potentially more to pay on their monthly mortgage repayments, the West Bromwich Building Society offers a range of fixed rate deals, which could help keep the costs down over either two or five years.

The West Bromwich Building Society also offers mortgage deals for first time buyers, as well as home movers and those looking to switch their mortgage from a different provider.

Being a mutual organisation often means that the rates on the mortgages available will be highly competitive in comparison with the big retail banks, which are listed on the stock exchange. The West Bromwich Building Society prides itself on its competitive mortgage rates, which can be arranged to a suit a variety of financing needs.

Use our West Bromwich Building Society mortgages comparison table above to help find a mortgage best suited to you.

uSwitch is authorised and regulated by the Financial Conduct Authority (FRN 312850) to provide this mortgage comparison service.

uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.