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Mortgages guides

Gifted deposit for a mortgage

Mortgage Offer Validity - How Long is The Offer Valid

The length of a mortgage offer will vary from lender to lender, but is usually valid for a period between around 3 months and 6 months.

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A dream kitchen like the one pictured could be one way to add value to your home.

How to add value to your home

Your home's value can fluctuate according to the market, but you can also increase its value by taking a few steps. Our guide explains further.

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House valuation – find out what your home is worth

A house valuation will tell you about the property and how much it is worth. Our guide explains how to get a free house valuation.

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Are cashback mortgages worth it?

How to apply for a mortgage

To apply for a mortgage you need as minimum as three months bank statements, proof of income and your passport or any other identification

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When should I fix a mortgage rate?

Fixed rate mortgages rates are getting increasingly competitive, with rates at all time lows, but is 2015 the year to fix your rate?

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Young couple surrounded by boxes after porting their mortgage

Porting Your Mortgage - Keep Your Mortgage on The Move

If you are moving home you might be able to keep your existing mortgage and move it over to your new property - this is known as porting

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How can you get mortgage with bad credit?

Mortgage costs - how to compare mortgages

Mortgages are often complicated products, with a lot to take into account. But, you can compare the cost of different mortgages by looking at monthly repayments.

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Gifted deposit for a mortgage

How to get a mortgage

To get a mortgage you need to have at least a 5% deposit for a home as well as meeting affordability and credit score criteria with a lender.

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Are cashback mortgages worth it?

Should You Get Your Mortgage From Your Bank?

Your bank already knows your circumstances and can get an idea of your reliability with less effort when it comes to assessing your mortgage application

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How to build your own home. Part-built house with scaffold in countryside setting.

How to build your own home

Find out more about how to build your own home. Building your own home could be cheaper than buying a house, but there's a lot to consider.

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How to avoid gazumping. Image of an under off sign board.

What is Gazumping? A Guide to Gazumping

Gazumping is when a buyer had an offer accepted at the end of the purchase but the seller at last minute has decided to accept an offer from another buyer

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Are cashback mortgages worth it?

Mortgage Terminology - A to Z - What You Need to Know

We have put together a mortgage glossary to help even the experienced homeowner get to grips with all of the important terminology

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