Employer's liability insurance

Save with super flexible monthly cover that you can adjust for free when things change. From £5.35 per month

Get cover in minutes

Award-winning service

File claims online

FSCS protected

How it works

Getting employer's liability insurance is simple.

Enter your details and get personalised quotes in minutes

Find the employer's liability cover you need by comparing quotes

Apply with your chosen provider and start saving

Why superscript?

We provide cover for every business, big or small.

We provide industry specific cover, so you can get tailored insurance for your needs

Adjust your insurance policy as your business grows so you're always covered

Get covered in less than 10 minutes, so you can focus on running your business

What is employers' liability insurance?

Employers' liability insurance is a type of insurance policy that provides coverage to UK employers against legal liabilities and costs that arise if their employees become ill or injured due to their work.

Businesses are required to have employers' liability insurance if they have one or more employees. This insurance policy protects employers from potential financial losses if an employee is injured or becomes ill as a result of their work activities, and makes a claim against the employer.

Do I need employers’ liability insurance?

If you have one or more employees then employers liability insurance is compulsory by law and you can be fined if you do not have it.

However, there are some exceptions to the rule – if you only employ a family member or someone who is based abroad then you may not need it.It's best to check the rules, however, as you don't want to be fined for non-compliance.

What does employers liability insurance cover?

Compensation for injuries and illnesses suffered by employees while working for the employer.

Legal fees and expenses incurred by the employer in defending claims made by employees.

Coverage for the costs of medical treatment for sick or injured employees.

Costs associated with settling claims made by employees, including damages and legal fees.

Provision for temporary and permanent loss of earnings for employees due to injuries or illnesses.

Claims made by former employees, contractors, or self-employed individuals.

laims arising from incidents that occurred before the policy came into effect.

Claims made by employees who were not working for the employer at the time of the incident.

Claims resulting from an employer's intentional or criminal actions.

Superscript: Be quote confident

Quick results

Get quotes in less than 10 minutes

Find the right cover

Get tailored protection for your business

Reasonable prices

Personalised cover at a price you can afford

Join the millions who have already switched.

More people switch their broadband and mobile with us than any other switching site.

Here's what some of our customers have to say:

Customer Reviews

Rated 4.7 out of 5

by 29,824 people

Thank you for your help with the comparisons I have switched via your site to Vodafone thank you.

Ann

Easy to complete.

Jeff Jones

Fine thanks. Now let’s hope the costs don’t increase and the transfer goes smoothly!

Mr Gerard Donnelly

Select cookie preferences