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Compare car insurance and save up to £407*

Get a quote in minutes and see what you could save with a cheap car insurance deal

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*Based on data provided by Consumer Intelligence Ltd, (February '23). 51% of car insurance customers could save £407.05.


How to compare car insurance

Enter your details

Using our quote form, tell us about the car and driver you want to insure.

Compare quotes

We'll compare over 140 car insurance providers based on the details you provide.

Start saving

Choose from a list of quotes and complete your purchase with your chosen provider.

Find the car insurance provider that suits you

We compare car insurance from over 140 insurance providers across the UK so that you can choose the deal that’s right for you.


AA car insurance logo



Hastings direct car insurance

Hastings Direct car insurance provider


RAC insurance logo


Tesco Bank car insurance logo

Tesco Bank

AXA car insurance logo


What Uswitch customers are saying

"Excellent online service, looked at my car insurance renewal in many comparisons websites, but none compared. Really easy, and great quotes, saving me a lot of money on my new car insurance renewal! As they they say every penny counts! thank you!"

Fior Liza Camilo, Uswitch customer
September 2020

How do I get cheap car insurance quotes?

Car insurance quotes are calculated using a string of factors - some simple for you to change, some you can’t easily control - including your age, years of driving experience and where you live. But that doesn't mean there aren't ways to get a cheaper car insurance quote and save quite a lot.

  • The first thing to do is to check what other providers will offer you using our insurance comparison tool - that way you can see if your provider is offering you a competitive deal.

  • Read the Key Features document for policies you are considering to ensure that it also offers all of the right coverage for you, so it pays out when you need it. 

  • If you are renewing your car insurance, it helps to shop around - about three weeks ahead of time ideally - and go back to your current insurer and ask them to beat the best quote you find.

What information do I need to compare car insurance?

To get accurate quotes you'll need:

To speed up the process, have these things ready before you start comparing.

What car insurance cover do I need?

It’s illegal to drive or park a car on a UK road without adequate car insurance. There are three types to choose from.

Fully comprehensive car insurance

The highest level of cover available protects you, your passengers and your car following an accident regardless of who’s to blame. It also covers anyone else harmed in the incident and pays out if their vehicle or property was damaged or destroyed. Fire damage, theft or attempted theft of your car is also covered.

Third party, fire and theft

Third party, fire and theft (TPFT) won’t cover your injuries or damage to your car following an incident, but it will protect others, including cars or other property, as well as covering for fire and theft losses relating to your car.

Third party

This is the most basic level of cover that’s legally allowed in the UK. It won’t pay out any losses you incur but will pay if other people, including any passengers you’re carrying, are injured. It also covers any damage or loss to another person’s property, as well as any injuries they sustain following an incident involving your car.

Find out more about car insurance

Other ways to cut car insurance costs

  • Pay your premiums annually

Paying car insurance in full for the whole year up front, instead of in monthly instalments, can save you money as you won't be charged interest on them.

  • Make sure you don’t have unnecessary add-ons

Are you paying for add-ons you don’t need or that are covered by other insurance? Could you get separate breakdown or legal cover cheaper elsewhere?

  • Maximise your no-claims discount

When you compare quotes for car insurance, make sure you can carry with you your no-claims bonus – this is the discount given to drivers who don’t claim on their insurance.

Switching is faster and easier with Uswitch

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We've answered common car insurance questions to help you understand what you need and to decide what car insurance is best for you.

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Is third party insurance cheaper than fully comprehensive insurance?

You might assume that third party car insurance is cheaper than a fully comprehensive policy, but this isn't always the case. Find out why and see examples.

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Car insurance extras and add-ons explained

Do you know what extras you can add on to your car insurance policy and what they include? Our guide explains common add-ons and what they cover.

‡Car Insurance comparison is powered by which is a trading name of Limited who are authorised and regulated by the Financial Conduct Authority. Registered office; Greyfriars House, Greyfriars Road, Cardiff, CF10 3AL, registered in England and Wales 03857130. Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites. By using this system you are also agreeing to our Terms and Conditions and Privacy Policy. Uswitch is an intermediary and receives a percentage of the commission if you decide to buy through us. If you already hold an account with, the information held for you will be available to help you complete your quote more quickly - you should check the information is still accurate and up-to-date.