Fior Liza Camilo
To speed up the process, have these things ready before you start comparing.
Car insurance quotes are calculated using a string of factors - some simple for you to change, some you can’t easily control - including your age, years of driving experience and where you live. But that doesn't mean there aren't ways to get a cheaper car insurance quote and save quite a lot. Read our 10 tips to getting cheap car insurance.
The first thing to do is to check what other providers will offer you using our insurance comparison tool - that way you can see if your provider is offering you a competitive deal.
Read the Key Features document for policies you are considering to ensure that it also offers all of the right coverage for you, so it pays out when you need it.
If you are renewing your car insurance, it helps to shop around - about three weeks ahead of time ideally - seen and go back to your current insurer and ask them to beat the best quote you find.
Paying car insurance in full for the whole year up front, instead of in monthly instalments, can save you money as you won't be charged interest on them..
Are you paying for add-ons you don’t need or that are covered by other insurance? Could you get separate breakdown or legal cover cheaper elsewhere?
There are 50 car insurance groups. Cars are allocated to a group based largely on how much they will cost to repair — more than half the money paid out in motor insurance claims is for repairs. The higher the car insurance group number, the higher the insurance costs are likely to be. High-performance, expensive cars will find themselves in a high insurance group, while small cars with small engines will be in the lowest insurance groups. How do insurance groups work?Read our full guide
You might assume that third party car insurance is cheaper than a fully comprehensive policy, but this isn't always the case. Find out why and see examples.
What job you do affects your car insurance premium. Find out why your occupation and job title count when insurers set your premium and which jobs qualify for cheaper car insurance.
We've answered common car insurance questions to help you understand what you need and to decide what car insurance is best for you.
Is a black box device right for you? Learn about how black box devices work and policy types that could help you to save on your car insurance.
Do you know what extras you can add on to your car insurance policy and what they include? Our guide explains common add-ons and what they cover.
There are many factors affecting car insurance that you can’t easily control, such as your age, years of driving experience and where you live. But if you’re serious about saving on your car insurance a few simple steps can save you plenty. How to lower car insurance premiums - 10 car insurance tips: 1. Choose your car carefully Reduce car insurance costs by choosing a car in a lower insurance group. The type of car you drive can make a huge difference to the cost of your car insurance.Read our full guide
Last updated: July 29, 2021